10388 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10388 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,572 sqft · built 2005
Lot Size	0.204 acres (8,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,900 (Aug 2019)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Apr 2022 Sale Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`700-58-007`

Property Details

APN / Parcel Number

Primary APN	`700-58-007`
Alternative APN	`R0074953`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,597 sqft
1st Floor Area	1,572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,892 sqft (0.204 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	438 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0074953
Street Address	10388 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVS
Legal Description	SUBDIVISION: YUMA EAST EST 7 LOT: 528 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 7
Legal Lot Number	528
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1015
Census Tract	11108

Owner

Source: Yuma County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10388 E 38TH LN, YUMA, AZ 85365-7225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Beneficiary Deed, Transfer
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Oct 18, 2005 · Amount on Record
Deed Document Number	201920388
Last Transfer Date	Apr 5, 2022
Transfer Doc	0000012174
Record Updated	Sep 20, 2026

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	YUMA AZ
Recording Date	Apr 5, 2022
Property Address	10388 E 38TH LN, YUMA, AZ 85365-7225
Document Number	0000012174
Map Reference	MB 20 PG 49&50
Instrument Date	Apr 5, 2022
Instrument	2022-12174
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10388 E 38TH LN, 10388, YUMA, AZ 85365-7225

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10388 E 38TH LN, YUMA, AZ 85365-7225
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10388 E 38TH LN, YUMA, AZ 85365-7225

Mortgage

Document Number	0000001458
Date	Jan 13, 2022
Instrument	2022-01458

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10388 E 38TH LN, YUMA, AZ 85365-7225
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10388 E 38TH LN, YUMA, AZ 85365-7225

Mortgage

Document Number	0000037502
Date	Oct 7, 2021
Instrument	2021-37502

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Aug 9, 2019
Property Address	10388 E 38TH LN, YUMA, AZ 85365-7225
Document Number	0000020388
Map Reference	MB 20 PG 49&50
Instrument Date	Jul 12, 2019
Instrument	2019-20388
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 FLAMINGO CV, 10, BEAUFORT, SC 29907-1824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10388 E 38TH LN, YUMA, AZ 85365-7225

Mortgage

Document Number	0000020389
Date	Aug 9, 2019
Instrument	2019-20389

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,511 (+15.77%) Land $4,934 Building $17,577	$291,997 (+27.08%) Land $64,000 Building $227,997
2025	$1,920.00 (-12.25%)
2023	$2,188.00	$19,445 Land $4,781 Building $14,664	$229,775 Land $56,500 Building $173,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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