10397 River Rd, Ama, LA 70031 Property Records

St. Charles Parish property record for 10397 River Rd, Ama, LA 70031

Property Summary

Property Type	Single Family Home
Details	2,267 sqft · built 1951
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2010)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
APN	`2-055 000 0BB-1`

Property Details

APN / Parcel Number

Primary APN	`2-055 000 0BB-1`

Interior

Building Area	2,267 sqft Living Area

Exterior

Year Built	Built 1951
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	10397 RIVER RD
City	AMA
State	LA
Zip	70031-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT BB-1A-1, BEING A RESUBD. OF LOT BB-1A & LOT BB1-B, ALICE PLTN.
Legal Subdivision	AMA-SELLERS PART -LOTS 5 TO 15
Legal Lot Number	BB1A
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1006
Census Tract	63000

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10397 RIVER RD, AMA, LA 70031-2009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	0000748371
Deed Book / Page	0650 / 612
Prior Transfer Date	May 4, 2005
Prior Transfer Doc	0307069
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	10397 RIVER RD, AMA, LA 70031-2009
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490934
Date	Aug 25, 2025
Instrument	490934

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (-1.53%) Homeowner's exemption	$29,100 (-) Land $5,960 Building $23,140	$291,000 (-) Land $59,600 Building $231,400
2024	$2,217.00 (+20.36%) Homeowner's exemption	$29,100 (+21.23%) Land $5,960 Building $23,140	$291,000 (+21.23%) Land $59,600 Building $231,400
2023	$1,842.00 (-4.51%) Homeowner's exemption	$24,003 (-) Land $7,000 Building $17,003	$240,030 (-) Land $70,000 Building $170,030
2022	$1,929.00 Homeowner's exemption	$24,003 Land $7,000 Building $17,003	$240,030 Land $70,000 Building $170,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	52 (1989–2026)
Claims Outside the SFHA	37 of 52
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Hurricane Katrina, Aug 2005 · 24 claims Severe Storms And Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20