Baldwin County property record for 10392 S Side Loop, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,792 sqft · built 2002 |
| Lot Size | 0.232 acres (10,118 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,493 (May 2007) |
| Tax Bill | $1,373 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-06-14-0-000-001.756 |
| Primary APN | 46-06-14-0-000-001.756 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,118 sqft (0.232 acres) |
| Lot Dimensions | 134 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 249307 |
|---|---|
| Street Address | 10392 S SIDE LOOP |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-4896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75' X 134.9' LOT 132 UNIT 4 RIVER MILL SUB SLIDE 2024-F IN THE CITY OF FAIRHOPE SEC 14-T6S-R2E (W BOS) FST LEASE IN#1047058 |
| Legal Subdivision | RIVER MILL SUB |
| Legal Block | U 4 |
| Legal Lot Number | 132 |
| Legal Unit | 4 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11104 |
10392 S Side Loop is owned and occupied by an individual who bought it in May 2007.
Source: Baldwin County records, as of April 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10392 S SIDE LOOP, FAIRHOPE, AL 36532-4896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2007 · Amount on File |
| Deed Sale | May 1, 2007 · Amount on File |
| Deed Document Number | 20071047057 |
| Prior Transfer Date | Apr 27, 2007 |
| Prior Transfer Doc | 0001047056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10392 S SIDE LOOP, FAIRHOPE, AL 36532-4896 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10392 S SIDE LOOP, FAIRHOPE, AL 36532-4896 |
| Document Number | 0002082026 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2082026 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10392 S SIDE LOOP, FAIRHOPE, AL 36532-4896 |
| Document Number | 0001626150 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10392 S SIDE LOOP FAIRHOPE AL 365324896, FAIRHOPE, AL 36532-4896 |
| Document Number | 0001626150 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 1626150 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2047 |
The 2025 property tax bill for 10392 S Side Loop was $1,373 with a homeowner's exemption.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,373.00 | $30,840 Land $8,040 Building $22,800 | $308,300 Land $80,300 Building $228,000 |
| 2023 | $1,368.00 (+12.04%) Homeowner's exemption | $30,720 (+11.55%) | $306,900 (+11.48%) Land $72,900 Building $234,000 |
| 2022 | $1,221.00 (+35.97%) Homeowner's exemption | $27,540 | $275,300 Land $76,500 Building $198,800 |
| 2021 | $898.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10392 S Side Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10392 S Side Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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