10389 S Side Loop, Fairhope, AL 36532 Property Records

Baldwin County property record for 10389 S Side Loop, Fairhope, AL 36532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,957 sqft · built 2003
Lot Size0.232 acres (10,118 sqft)
OwnerIndividual Name on Record
Last Sale$239,000 (Sep 2020)
Tax Bill$1,369 (2025)
Deeds & MortgagesJun 2022 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN46-06-14-0-000-001.714

Property Details

APN / Parcel Number

Primary APN46-06-14-0-000-001.714
Alternative APNs
  • 240790
  • 372558

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area1,957 sqft Heated Area
1st Floor Area1,957 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,118 sqft (0.232 acres)
Lot Dimensions134 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number372558
Street Address10389 S SIDE LOOP
CityFAIRHOPE
StateAL
Zip36532-4651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75' X 134.9' LOT 102 RIVER MILL SUB UNIT 4 SLIDE 2024-F IN THE CITY OF FAIRHOPE SEC 14-T6S-R2E (WBOS) LEASE IN#1858196
Legal SubdivisionRIVER MILL SUB
Legal BlockU 4
Legal Lot Number102
Legal Unit4
JurisdictionBALDWIN AL
Township / Civil DivisionFAIRHOPE
Census Block Group2
Census Block2028
Census Tract11104

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10389 S SIDE LOOP, FAIRHOPE, AL 36532-4651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Closed-End Mortgage
REGIONS BANK
Aug 31, 2020Deed of Trust, Mortgage · Conventional with PMI
MOVEMENT MTG
Jul 24, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 10, 2017Deed of Trust, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Deed Document Number20201858197
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address10389 S SIDE LOOP, FAIRHOPE, AL 36532-4651
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10389 S SIDE LOOP, FAIRHOPE, AL 36532-4651

Mortgage

Document Number0002002880
DateJun 2, 2022
Instrument2002880
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2042

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address10389 S SIDE LOOP, FAIRHOPE, AL 36532-4651
Document Number0001858198
Instrument DateAug 31, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10389 S SIDE LOOP FAIRHOPE AL 365324651, FAIRHOPE, AL 36532-4651

Mortgage

Document Number0001858198
DateSep 22, 2020
Instrument1858198
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateJul 24, 2019
Property Address10389 S SIDE LOOP, FAIRHOPE, AL 36532-4651
Document Number0001773567
Instrument DateJul 1, 2019
Instrument1773567
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$212.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10389 S SIDE LOOP FAIRHOPE AL 365324651, FAIRHOPE, AL 36532-4651

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address10389 S SIDE LOOP, FAIRHOPE, AL 36532-4651
Document Number0001647701
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10389 S SIDE LOOP FAIRHOPE AL 365324651, FAIRHOPE, AL 36532-4651

Mortgage

Document Number0001647701
DateAug 1, 2017
Instrument1647701
Lender
NameREGIONS BK
TypeBank
AddressFAIRHOPE, AL 36532
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 31, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFairhope City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,369.00 (+2.62%)$30,760 (+2.6%) Land $8,040 Building $22,720$307,400 (+2.57%) Land $80,300 Building $227,100
2023$1,334.00 (+11.82%) Homeowner's exemption$29,980 (+11.37%)$299,700 (+11.37%) Land $72,900 Building $226,800
2022$1,193.00 (+24.92%) Homeowner's exemption$26,920$269,100 Land $76,500 Building $192,600
2021$955.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people · EPA ID AL0000035
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

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