10390 del Rio Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 10390 del Rio Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,106 sqft · built 1941
Lot Size	0.309 acres (13,454 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jun 2021)
Tax Bill	$8,832 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-101-67-00`

Property Details

APN / Parcel Number

Primary APN	`505-101-67-00`
Alternative APN	`5051013801`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,106 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	13,454 sqft (0.309 acres)

Location & Zoning

Old Parcel Number	5051013801
Street Address	10390 DEL RIO RD
City	SPRING VALLEY
State	CA
Zip	91978-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 52 TR 002246
Legal Subdivision	MOUNT HELIX HIGHLANDS
Legal Tract	002246
Legal Block	1
Legal Lot Number	52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	13505

Owner

10390 del Rio Rd is owned and occupied by two individuals who bought it in June 2021.

Source: San Diego County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10390 DEL RIO RD, SPRING VALLEY, CA 91978-1009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jun 9, 2021	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 4, 2019	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jan 8, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Oct 4, 2019
Deed Document Number	2021427894
Prior Transfer Date	Jun 8, 2021
Prior Transfer Doc	0000427895
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2021
Property Address	10390 DEL RIO RD, SPRING VALLEY, CA 91978-1009
Document Number	0000427895
Map Reference	MAP 2246
Instrument Date	Jun 9, 2021
Instrument	2021-0427895
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10390 DEL RIO RD, SPRING VALLEY, CA 91978-1009

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2021
Property Address	10390 DEL RIO RD, SPRING VALLEY, CA 91978-1009
Document Number	0000427894
Map Reference	MAP 2246
Instrument Date	May 28, 2021
Instrument	2021-0427894
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10390 DEL RIO RD, SPRING VALLEY, CA 91978-1009

Mortgage

Document Number	0000427896
Date	Jun 9, 2021
Instrument	2021-0427896

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2019
Property Address	10390 DEL RIO RD, SPRING VALLEY, CA 91978-1009
Document Number	0000442631
Instrument Date	Sep 5, 2019
Instrument	442631
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10390 DEL RIO RD SPRING VALLEY CA 919781009, SPRING VALLEY, CA 91978-1009

Mortgage

Document Number	442632
Date	Oct 4, 2019
Instrument	442632

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10390 DEL RIO RD, SPRING VALLEY, CA 91978-1009
Document Number	0000015812
Instrument Date	Jan 8, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10390 DEL RIO RD SPRING VALLEY CA 919781009, SPRING VALLEY, CA 91978-1009

Mortgage

Document Number	0000015812
Date	Jan 16, 2018
Instrument	15812

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10390 del Rio Rd was $8,832 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,608 (+2%) Land $266,258 Building $440,350
2025	$8,832.00 Homeowner's exemption	$692,754 Land $261,038 Building $431,716
2023	$8,272.00 (+1.48%) Homeowner's exemption	$665,854 Land $250,902 Building $414,952
2022	$8,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10390 del Rio Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10390 del Rio Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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