1039 Spruce St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1039 Spruce St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,486 sqft · built 1956
Lot Size	0.211 acres (9,182 sqft)
Owner	2 Trust Names on File
Last Sale	$735,000 (Sep 2024)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC08300`

Property Details

APN / Parcel Number

Primary APN	`21E10DC08300`
Alternative APN	`00267455`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,486 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,182 sqft (0.211 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00267455
Street Address	1039 SPRUCE ST
City	LAKE OSWEGO
State	OR
Zip	97034-6151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	79 SOUTH OSWEGO PT LTS 11&12&13 BLK 47
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	SOUTH OSWEGO
Legal Block	47
Legal Lot Number	11-13
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1011
Census Tract	20503

Owner

1039 Spruce St is owner-occupied and held in a trust since September 2024.

Source: Clackamas County records, as of May 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1039 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024 · Amount on File
Deed Sale	Sep 12, 2024 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	202433915
Prior Transfer Date	Aug 10, 2021
Prior Transfer Doc	0000075874
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 16, 2021
Property Address	1039 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Document Number	0000075874
Instrument Date	Aug 10, 2021
Instrument	2021-075874
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 337, MARYLHURST, OR 97036-0337

Mortgage

Document Number	0000075875
Date	Aug 16, 2021
Instrument	2021-075875

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1039 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Document Number	0000059514
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1039 SPRUCE ST LAKE OSWEGO OR 970346151, LAKE OSWEGO, OR 97034-6151

Mortgage

Document Number	0000059514
Date	Sep 27, 2019
Instrument	59514

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 29, 2018
Property Address	1039 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Document Number	0000065938
Instrument Date	Oct 25, 2018
Instrument	65938
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.26
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 337 MARYLHURST OR 970360337, MARYLHURST, OR 97036-0337

Mortgage

Document Number	65939
Date	Oct 29, 2018
Instrument	65939

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Spruce St was $5,758.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,758.00	$300,492	$634,471 Land $376,571 Building $257,900
2023	$5,439.00	$283,243	$620,277 Land $365,217 Building $255,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1039 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures