1033 Spruce St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1033 Spruce St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,623 sqft · built 2014
Lot Size	0.425 acres (18,500 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Oct 2021)
Tax Bill	$8,811 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E10DC08200`

Property Details

APN / Parcel Number

Primary APN	`21E10DC08200`
Alternative APN	`00267446`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,623 sqft Living Area
Basement Area	1 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,500 sqft (0.425 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	00267446
Street Address	1033 SPRUCE ST
City	LAKE OSWEGO
State	OR
Zip	97034-6151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	PARTITION PLAT 2014-066 PARCEL 1
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	SOUTH OSWEGO
Legal Block	47
Legal Lot Number	9
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1011
Census Tract	20503

Owner

1033 Spruce St is owned and occupied by an individual who bought it in October 2021.

Source: Clackamas County records, as of October 29, 2025

Owner of Record	Individual Name on File
Mailing Address	1033 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Aug 31, 2021	Warranty Deed, Transfer WFG TITLE
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	202194400
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000094400
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 20, 2021
Property Address	1033 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Document Number	0000094400
Map Reference	DOC 2014-054845
Instrument Date	Oct 19, 2021
Instrument	2021-094400
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16750 SE KENS CT, PORTLAND, OR 97267-4759
Investor	Possibly a Property Investor

Mortgage

Document Number	0000094401
Date	Oct 20, 2021
Instrument	2021-094401

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 31, 2021
Property Address	1033 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Document Number	0000080587
Map Reference	DOC 2014-54845
Instrument Date	Aug 11, 2021
Instrument	2021-080587
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 SPRUCE ST, LAKE OSWEGO, OR 97034-6151

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 1, 2021
Property Address	1033 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Document Number	0000053766
Instrument Date	May 13, 2021
Instrument	2021-053766
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1033 SPRUCE ST, LAKE OSWEGO, OR 97034-6151

Mortgage

Document Number	0000053767
Date	Jun 1, 2021
Instrument	2021-053767

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 2, 2018
Property Address	1033 SPRUCE ST, LAKE OSWEGO, OR 97034-6151
Document Number	0000013198
Map Reference	DOC2014-54845
Instrument Date	Feb 16, 2018
Instrument	2018-013198
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6446 FAIRWAY AVE SE # 220, 220, SALEM, OR 97306-1443

Mortgage

Document Number	0000013199
Date	Mar 2, 2018
Instrument	2018-013199

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1033 Spruce St was $8,811.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,811.00	$459,824	$848,557 Land $263,897 Building $584,660
2023	$8,324.00	$433,430	$835,801 Land $255,941 Building $579,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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