Kane County property record for 1039 Saint John St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,548 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Sep 2014) |
| Tax Bill | $6,612 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-132-004 |
| Primary APN | 06-12-132-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,520 sqft |
| Basement Area | 972 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 1039 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOULEVARD ADDN LOT 4 BLOCK 1 |
| Legal Subdivision | BOULEVARD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6020 |
| Census Tract | 850800 |
1039 Saint John St is owned and occupied by an individual who bought it in September 2014.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1039 SAINT JOHN ST, ELGIN, IL 60120-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on File |
| Deed Sale | Sep 12, 2014 · Amount on File |
| Prior Sale | Jul 31, 2002 · Amount on File |
| Deed Document Number | 201445363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1039 SAINT JOHN ST, ELGIN, IL 60120-2939 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1039 SAINT JOHN ST, ELGIN, IL 60120-2939 |
| Document Number | 0000020818 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023K020818 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 11.4% |
| Change Frequency | Monthly |
The 2025 property tax bill for 1039 Saint John St was $6,612 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,612.00 Homeowner's exemption | $94,681 (+8.57%) Land $20,976 Building $73,705 | $284,157 (+8.57%) Land $62,953 Building $221,203 |
| 2024 | $87,207 Land $19,320 Building $67,887 | $261,726 Land $57,983 Building $203,742 | |
| 2022 | $5,708.00 (+4.62%) Homeowner's exemption | $71,838 (+6.96%) Land $15,915 Building $55,923 | $215,514 (+6.96%) Land $47,745 Building $167,769 |
| 2021 | $5,456.00 Homeowner's exemption | $67,163 Land $14,879 Building $52,284 | $201,489 Land $44,637 Building $156,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1039 Saint John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1039 Saint John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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