Nashville-Davidson Metropolitan Government property record for 1039 Saddlestone Dr, Hermitage, TN 37076
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,368 sqft · built 2017 |
| Owner | Individual Name on Record |
| Last Sale | $235,090 (Jan 2018) |
| Tax Bill | $2,345 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-12-0B-002-00 |
| Primary APN | 086-12-0B-002-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,492 sqft |
| 1st Floor Area | 656 sqft |
| 2nd Floor Area | 656 sqft |
| Upper Floors Area | 16 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|
| Account Number | 000261645 |
|---|---|
| Street Address | 1039 SADDLESTONE DR |
| City | HERMITAGE |
| State | TN |
| Zip | 37076-2973 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MULTI-ZONE |
| Legal Description | UNIT 2 TULIP GROVE AMENDED |
| Legal Subdivision | TULIP GROVE UN 2 |
| Legal Unit | 2 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15623 |
Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1039 SADDLESTONE DR, HERMITAGE, TN 37076-2973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 30, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST LIBERTY FINANCIAL GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Deed Document Number | 20180130-0009224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 1039 SADDLESTONE DR, HERMITAGE, TN 37076-2973 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024212 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 20210225-0024212 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Jan 30, 2018 |
| Property Address | 1039 SADDLESTONE DR, HERMITAGE, TN 37076-2973 |
| Document Number | 0000009224 |
| Map Reference | DOC20161123-0124072 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 20180130-0009224 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | BRIDGEHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.83 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1039 SADDLESTONE DR, HERMITAGE, TN 37076-2973 |
| Document Number | 0000009225 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 20180130-0009225 |
| Name | FIRST LIBERTY FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 (+28.78%) | $84,300 (+35.2%) Land $18,875 Building $65,425 | $337,200 (+35.2%) Land $75,500 Building $261,700 |
| 2023 | $1,821.00 | $62,350 Land $12,500 Building $49,850 | |
| 2021 | $249,400 Land $50,000 Building $199,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2002–2021) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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