Nashville-Davidson Metropolitan Government property record for 1028 Saddlestone Dr, Hermitage, TN 37076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,147 sqft · built 2001 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Feb 2019) |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 086-12-0-106-00 |
| Primary APN | 086-12-0-106-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 1,596 sqft |
| 1st Floor Area | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 110 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 1028 SADDLESTONE DR |
|---|---|
| City | HERMITAGE |
| State | TN |
| Zip | 37076-2971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS7.5 |
| Legal Description | LOT 13 ROCKWOOD ESTATES FINAL PLAT |
| Legal Subdivision | ROCKWOOD ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | DAVIDSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15623 |
1028 Saddlestone Dr is owned by an individual who bought it in February 2019.
Source: Nashville-Davidson Metropolitan Government records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 VIRGINIA ST, SOMERVILLE, MA 02145-3911 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US COMMUNITY CU |
| Feb 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage US COMMUNITY CU |
| Nov 11, 2017 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on File |
| Deed Sale | Feb 4, 2019 · Amount on File |
| Prior Sale | Sep 21, 2001 · Amount on File |
| Deed Document Number | 201910291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 1028 SADDLESTONE DR, HERMITAGE, TN 37076-2971 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041073 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 20220408-0041073 |
| Name | US COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37214 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Recording Date | Feb 4, 2019 |
| Property Address | 1028 SADDLESTONE DR, HERMITAGE, TN 37076-2971 |
| Document Number | 0000010291 |
| Map Reference | DOC 20001013-010278 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 20190204-0010291 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | BIRTHRIGH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 680 VANDERBILT RD, MOUNT JULIET, TN 37122-5083 |
| Document Number | 0000010293 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 20190204-0010293 |
| Name | US COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON TN |
| Property Address | 1028 SADDLESTONE DR, HERMITAGE, TN 37076-2971 |
| Document Number | 0000118107 |
| Instrument Date | Nov 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1028 SADDLESTONE DR HERMITAGE TN 370762971, HERMITAGE, TN 37076-2971 |
| Document Number | 0000118107 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 118107 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1028 Saddlestone Dr was $2,359.
Source: Nashville-Davidson Metropolitan Government assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County / Consolidated City | Nashville-Davidson Metropolitan Government |
| Unified School District | Metropolitan Nashville Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,359.00 | $84,825 Land $20,000 Building $64,825 | $339,300 Land $80,000 Building $259,300 |
| 2023 | $1,676.00 (-22.87%) | $57,375 (-) Land $15,000 Building $42,375 | |
| 2022 | $2,173.00 | $57,375 Land $15,000 Building $42,375 | $229,500 (-) Land $60,000 Building $169,500 |
| 2021 | $229,500 Land $60,000 Building $169,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1028 Saddlestone Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2002–2021) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Saddlestone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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