Larimer County property record for 1039 N 4th St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,628 sqft · built 1898 |
| Lot Size | 0.983 acres (42,837 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,312 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94144-00-005 |
| Primary APN | 94144-00-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,628 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,837 sqft (0.983 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 16 sqft |
| Patio Area | 100 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0479691 |
|---|---|
| Old Parcel Number | 9414400005 |
| Street Address | 1039 N 4TH ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 30 FT E & 25 FT S FROM WH W LN OF 4TH ST, BER, INTSEC E & W C/L 14-4-69, S 158.9 FT W 417.5 FT, N 158.9 FT, E 417.5 FT; L |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 14 |
| Legal Quarter | SE |
| Legal Lot Number | 005 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 2700 |
The current owner of 1039 N 4th St acquired it in June 1999.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1039 N 4TH ST, BERTHOUD, CO 80513-1120 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2024 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER MEMBERS CU |
| Jan 6, 2020 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 1999 |
| Transfer Doc | 0000057312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1039 N 4TH ST, BERTHOUD, CO 80513-1120 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1039 N 4TH ST, BERTHOUD, CO 80513-1120 |
| Document Number | 0000018859 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 20240018859 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BROOMFIELD, CO 80021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1039 N 4TH ST, BERTHOUD, CO 80513-1120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | WFG |
| Name | Verified Name |
|---|---|
| Address | 1039 N 4TH ST, BERTHOUD, CO 80513-1120 |
| Document Number | 0000076131 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 20210076131 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1039 N 4TH ST, BERTHOUD, CO 80513-1120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000690 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 20200000690 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 25, 2045 |
The 2025 property tax bill for 1039 N 4th St was $3,312.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,312.00 | $32,731 Land $8,125 Building $24,606 | $523,700 Land $130,000 Building $393,700 |
| 2023 | $2,572.00 (-1.04%) | $31,423 (+15.93%) Land $8,710 Building $22,713 | $469,000 (+20.26%) Land $130,000 Building $339,000 |
| 2022 | $2,599.00 | $27,105 Land $6,950 Building $20,155 | $390,000 Land $100,000 Building $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1039 N 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1039 N 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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