Larimer County property record for 1028 N 4th St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1953 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94144-07-004 |
| Primary APN | 94144-07-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Interior Walls | Paneling |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 398 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R0479802 |
|---|---|
| Old Parcel Number | 9414407004 |
| Street Address | 1028 N 4TH ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 & S 1/2 OF LOT 5, FAGAN, BER |
| Legal Range | 69 |
| Legal Township | 04 |
| Legal Section | 14 |
| Legal Quarter | SE |
| Legal Subdivision | FAGAN ADD |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 2700 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1028 N 4TH ST, BERTHOUD, CO 80513-1121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Apr 13, 2007 |
| Last Transfer Date | May 9, 2025 |
| Transfer Doc | 0000020484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1028 N 4TH ST, BERTHOUD, CO 80513-1121 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000056083 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 20210056083 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1028 N 4TH ST, BERTHOUD, CO 80513 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000064777 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 20170064777 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1028 N 4TH ST, BERTHOUD, CO 80513 |
| Document Number | 0000014906 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1028 N 4TH ST BERTHOUD CO 80513, BERTHOUD, CO 80513 |
| Document Number | 0000014906 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 14906 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2050 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,949.00 (+19.64%) | $25,519 (-8.7%) Land $2,625 Building $22,894 | $408,300 (-2.13%) Land $42,000 Building $366,300 |
| 2023 | $1,629.00 (+8.46%) | $27,952 (+23.6%) Land $2,814 Building $25,138 | $417,200 (+28.21%) Land $42,000 Building $375,200 |
| 2022 | $1,502.00 | $22,615 Land $2,919 Building $19,696 | $325,400 Land $42,000 Building $283,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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