1039 John St, Covington, KY 41016 Property Records

Kenton County property record for 1039 John St, Covington, KY 41016

Property Summary

Property Type	Other Improved
Details	1 ba · 1,272 sqft
Lot Size	0.076 acres (3,300 sqft)
Owner	Company Name on Record
Last Sale	$57,500 (Aug 2006)
Deeds & Mortgages	May 2026 Construction Loan Oct 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-129.00`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-129.00`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Finished Area
Gross Area	1,368 sqft

Exterior

Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	110 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1039 JOHN ST
City	COVINGTON
State	KY
Zip	41016-1634
Property Category	Other
Property Type	Other > Other Improved
Legal Description	VANZANT LOT 35 30'X 110'
Legal Subdivision	VANZANT
Legal Lot Number	35
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1012
Census Tract	63800

Owner

Source: Kenton County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4910 PARA DR, CINCINNATI, OH 45237-5012
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Construction Mortgage CITY OF CANTON
Oct 27, 2025	Deed of Trust, Mortgage · Construction Mortgage CATALYTIC DEVELOPMENT FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2006 · Amount on Record
Deed Sale	Aug 25, 2006 · Amount on Record
Prior Sale	May 20, 2003 · Amount on Record
Deed Document Number	200608 25 059 00243
Deed Book / Page	3121 / 222
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 7, 2026
Property Address	1039 JOHN ST, COVINGTON, KY 41016-1634
Document Number	0000009295
Book / Page	426 / 165
Instrument Date	Apr 21, 2026
Instrument	20269295
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009295,
Date	May 7, 2026
Book Page	426/165
Instrument	20269295

Lender

Name	CITY OF CANTON

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 30, 2027

Interest

Rate	6.38%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1039 JOHN ST, COVINGTON, KY 41016-1634
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 FEBRUARY DR, CINCINNATI, OH 45239
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900023
Date	Oct 27, 2025
Book Page	KCM 700/141
Instrument	25102705900023

Lender

Name	CATALYTIC DEVELOPMENT FUNDING CORP
Address	COVINGTON, KY 41011

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 24, 2027

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2023		$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2022	Additional exemption filed	$20,000 Land $20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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