1036 John St, #38, Covington, KY 41016 Property Records

Kenton County property record for 1036 John St, #38, Covington, KY 41016

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,414 sqft · built 1930
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Nov 2018)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Mar 2023 Sale Nov 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-30-00-120.00`

Property Details

APN / Parcel Number

Primary APN	`040-30-00-120.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,414 sqft Finished Area
Gross Area	1,519 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1036 JOHN ST, 38
City	COVINGTON
State	KY
Zip	41016-1635
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	VANZANT LOTS 45-46 60'X 110'
Legal Subdivision	VANZANT
Legal Lot Number	45-46
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	63800

Owner

1036 John St, #38 is owned by an individual who bought it in November 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1036 JOHN ST, COVINGTON, KY 41016-1635
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer
Nov 21, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS
Dec 28, 2017	Deed of Trust, Mortgage HERITAGE BK
Dec 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Deed Document Number	201811 21 059 00071
Deed Book / Page	6549 / 299
Prior Transfer Date	Dec 15, 2017
Prior Transfer Doc	0005900156
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 10, 2023
Property Address	1036 JOHN ST # 38, 38, COVINGTON, KY 41016-1635
Document Number	0005900161
Book / Page	KC 217 / 205
Instrument Date	Feb 9, 2023
Instrument	23031005900161
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 MOUNT ALLEN RD, PARK HILLS, KY 41011-2825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1223 JOHN ST, COVINGTON, KY 41016-1638

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 21, 2018
Property Address	1036 JOHN ST # 38, 38, COVINGTON, KY 41016-1635
Document Number	0000000071
Book / Page	0C6549 / 000299
Instrument Date	Nov 16, 2018
Instrument	71
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 JOHN ST COVINGTON KY 410161635, COVINGTON, KY 41016-1635

Mortgage

Document Number	72
Date	Nov 21, 2018
Book Page	0C6549/000302
Instrument	72

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1036 JOHN ST # 38, 38, COVINGTON, KY 41016-1635
Document Number	0000000185
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2583 PARKWOOD CT VILLA HILLS KY 410171098, VILLA HILLS, KY 41017-1098

Mortgage

Document Number	0000000185
Date	Jan 3, 2018
Book Page	0C6326/000307
Instrument	185

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 2, 2033

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 15, 2017
Property Address	1036 JOHN ST # 38, 38, COVINGTON, KY 41016-1635
Document Number	0000000156
Book / Page	0C6316 / 000261
Instrument Date	Dec 15, 2017
Instrument	156
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 E 32ND ST #D COVINGTON KY 410151243, D, COVINGTON, KY 41015-1243

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1036 JOHN ST # 38, 38, COVINGTON, KY 41016-1635
Document Number	0000000110
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2583 PARKWOOD CT VILLA HILLS KY 410171098, VILLA HILLS, KY 41017-1098

Mortgage

Document Number	0000000110
Date	Jan 6, 2017
Book Page	0C6070/000127
Instrument	110

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 5, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1036 John St, #38 was $1,192.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+11.11%) Land $10,000 Building $90,000	$100,000 (+11.11%) Land $10,000 Building $90,000
2025	$1,192.00	$90,000 Land $5,000 Building $85,000	$90,000 Land $5,000 Building $85,000
2023	$1,198.00	$90,000 Land $5,000 Building $85,000	$90,000 Land $5,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 John St, #38 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1036 John St, #38 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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