Morgan County property record for 1039 Jackson St SE, Decatur, AL 35601
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,366 sqft · built 1940 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (May 2005) |
| Tax Bill | $1,382 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Oct 2017 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-20-2-016-004.000 |
| Primary APN | 03-04-20-2-016-004.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,366 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Upper Floors Area | 1,131 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Utility Building | 91 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 104429 |
|---|---|
| Street Address | 1039 JACKSON ST SE |
| City | DECATUR |
| State | AL |
| Zip | 35601-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DLI&FC #3 LOT 31 33 35 BLK 25 PLAT BOOK 1 PAGE 17 |
| Legal Range | 4W |
| Legal Township | 5S |
| Legal Section | 20 |
| Legal Subdivision | DLI&F CO ADD #3 |
| Legal Block | 25 |
| Legal Lot Number | 31,33,3 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 400 |
1039 Jackson St SE is owned and occupied by an individual who bought it in May 2005.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Oct 13, 2017 | Deed of Trust, Mortgage · ARM SUN WEST MORTGAGE COMPANY INC |
| Sep 17, 2018 | Deed of Trust, Mortgage · VA Mortgage GREAT PLAINS NATIONAL BANK |
| Jul 16, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Feb 5, 2026 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Apr 26, 2011 | Deed of Trust, Mortgage · VA Mortgage RBC BANK USA |
| Aug 17, 2007 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Sep 2, 2005 | Joint Tenancy Deed, Transfer · Conventional Mortgage REAL ESTATE LENDING GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2005 · Amount on File |
| Deed Sale | May 16, 2005 · Amount on File |
| Deed Book / Page | 2005 / 3649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Document Number | 2024/37686 |
|---|---|
| Date | Oct 30, 2024 |
| Book Page | 2024/37686 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS |
| Name | Verified Name |
|---|
| Document Number | MTG2017/32820 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | MTG2017/32820 |
| Instrument | MTG2017-32820 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2018/29540 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 2018/29540 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73132 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 2021/39426 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 2021/39426 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/4777 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 2026/4777 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011/11849 |
|---|---|
| Date | Apr 26, 2011 |
| Book Page | 2011/11849 |
| Name | RBC BANK USA |
|---|---|
| Type | Bank |
| Address | ROCKY MOUNT, NC 27802 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007/46079 |
|---|---|
| Date | Aug 17, 2007 |
| Book Page | 2007/46079 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 18, 2022 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Sep 2, 2005 |
| Property Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Document Number | 2005/06807 |
| Book / Page | 2005 / 06807 |
| Map Reference | MB1 PG17 |
| Instrument Date | Aug 31, 2005 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1039 JACKSON ST SE, DECATUR, AL 35601-3133 |
| Document Number | 0200549795 |
|---|---|
| Date | Sep 2, 2005 |
| Instrument | 2005/49795 |
| Name | REAL ESTATE LENDING GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 1039 Jackson St SE was $1,382 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Decatur City |
| Unified School District | Decatur City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 Homeowner's exemption | $31,580 (-) Land $5,040 Building $26,540 | $315,800 (-) Land $50,400 Building $265,400 |
| 2024 | $31,580 (+13.68%) Land $5,040 Building $26,540 | $315,800 (+13.68%) Land $50,400 Building $265,400 | |
| 2023 | $1,382.00 (+14.21%) Homeowner's exemption | $27,780 (-) Land $5,040 Building $22,740 | $277,800 (-) Land $50,400 Building $227,400 |
| 2022 | $1,210.00 Homeowner's exemption | $27,780 Land $5,040 Building $22,740 | $277,800 Land $50,400 Building $227,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1039 Jackson St SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2001–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1039 Jackson St SE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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