1038 Jackson St SE, Decatur, AL 35601 Property Records

Morgan County property record for 1038 Jackson St SE, Decatur, AL 35601

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,732 sqft · built 1946
Lot Size0.305 acres (13,300 sqft)
OwnerIndividual Name on Record
Last Sale$171,000 (Apr 2020)
Tax Bill$1,664 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN03-04-20-2-009-020.000

Property Details

APN / Parcel Number

Primary APN03-04-20-2-009-020.000
Alternative APNs
  • 149261
  • 10893

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,732 sqft Living Area
1st Floor Area1,341 sqft
Upper Floors Area1,341 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area13,300 sqft (0.305 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number149261
Street Address1038 JACKSON ST SE
CityDECATUR
StateAL
Zip35601-3134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 36 38 & W 20' OF LOT 40 BLK 20, DLI&F CO ADD#3 PLAT BOOK 1 PAGE 17 SEC 20, T5S, R4W
Legal Range4W
Legal Township5S
Legal Section20
Legal SubdivisionDLI&F CO ADD #3
Legal Block20
Legal Lot Number34,36
JurisdictionMORGAN AL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1034
Census Tract400

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1038 JACKSON ST SE, DECATUR, AL 35601-3134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Apr 1, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleFeb 1, 2013 · Amount on Record
Deed Book / Page2020 / 2681
Prior Transfer DateJan 31, 2013
Prior Transfer Doc2013/00708
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address1038 JACKSON ST SE, DECATUR, AL 35601-3134
Transaction TypeMortgage
Record UpdatedJun 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/28300
DateMay 24, 2021
Book Page2021/28300
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN AL
Recording DateApr 1, 2020
Property Address1038 JACKSON ST SE, DECATUR, AL 35601-3134
Document Number2020/2681
Book / Page2020 / 2681
Map ReferenceMB 1 PG 17
Instrument DateApr 1, 2020
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 PATT AVE, 121, HUNTSVILLE, AL 35801

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 JACKSON ST SE, DECATUR, AL 35601-3134

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalityDecatur City
Unified School DistrictDecatur City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,664.00 Homeowner's exemption$37,800 (-) Land $6,380 Building $31,420$378,000 (-) Land $63,800 Building $314,200
2024$37,800 (-) Land $6,380 Building $31,420$378,000 (-) Land $63,800 Building $314,200
2023$1,664.00 (-32.55%) Homeowner's exemption$37,800 (+38.82%) Land $6,380 Building $31,420$378,000 (+38.82%) Land $63,800 Building $314,200
2022$2,467.00$27,230 Land $6,380 Building $20,850$272,300 Land $63,800 Building $208,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2001–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR, MUNICIPAL UB OF
serves 77,103 people · EPA ID AL0001084
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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