1039 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 1039 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,753 sqft Living Area
Lot Size	16,117 sqft (0.369 acres)
Occupancy	Owner Occupied
Last Sale	$82,500 (1998)
Tax Bill	$715.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-088-000-016`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,753 sqft Living Area
1st Floor	758 sqft 1st Floor
2nd Floor	913 sqft 2nd Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Lot Area	16,117 sqft (0.369 acres)
Depth X Width	330 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	336 sqft Garage
Porch	Enclosed Porch
Porch Area	202 sqft Porch
Lean-To	140 sqft Lean-To

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1039 E RIVER ST
City	ELYRIA
State	OH
Zip	44035-6062
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FRNT 0050.00 NAME CORR 6/21/11 NAME CORR 4/4/14
Legal Subdivision	EAST/BLACK RIVER
Legal Tract	25
Legal Lot Number	88
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3002
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-088-000-016

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1039 E RIVER ST, ELYRIA, OH 44035-6062
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 1998 · Amount on Record
Deed Sale	Apr 02, 1998 · Amount on Record
Deed Doc Number	527425
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1039 E RIVER ST, ELYRIA, OH 44035-6062
Document Number	0000650469
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1039 E RIVER ST ELYRIA OH 440356062, ELYRIA, OH 44035-6062

Mortgage

Document Number	0000650469
Date	Nov 03, 2017
Instrument	650469

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 02, 2032

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$715.00	$36,000 (-0.02%) Land $9,330 Building $26,670	$102,880 (-) Land $26,670 Building $76,210
2024	$715.00 (-41.1%)	$36,009 (+14.48%) Land $9,335 Building $26,674	$102,880 (+14.48%) Land $26,670 Building $76,210
2023	$1,214.00 (-1.46%)	$31,455 (+0.02%) Land $9,083 Building $22,372	$89,870 (-) Land $25,950 Building $63,920
2022	$1,232.00	$31,450 Land $9,080 Building $22,370
2021			$89,870 Land $25,950 Building $63,920

Flood & Wildfire

1039 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.