1013 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 1013 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	1,400 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$187,500 (2024)
Tax Bill	$2,741.00 (2025)

Owner

Source: Lorain County records · APN 06-25-089-000-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1013 E RIVER ST, ELYRIA, OH 44035-6025
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Apr 30, 2018	Deed, Transfer
Jun 29, 2017	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Jun 30, 2017	Warranty Deed, Transfer MILLER HOME TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Doc Number	2024002540
Record Refreshed	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1013 E RIVER ST, ELYRIA, OH 44035-6025
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 E RIVER ST, ELYRIA, OH 44035-6025

Mortgage

Document Number	0000073375
Date	Oct 30, 2025
Instrument	2025-0073375

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 13, 2021
Property Address	1013 E RIVER ST, ELYRIA, OH 44035-6025
Document Number	0000812256
Map Reference	VOL 7 PG 47
Instrument Date	Apr 12, 2021
Instrument	2021-0812256
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	1013 E RIVER ST, ELYRIA, OH 44035-6025

Mortgage

Document Number	0000812257
Date	Apr 13, 2021
Instrument	2021-0812257

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1013 E RIVER ST, ELYRIA, OH 44035-6025
Document Number	0000770288
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 E RIVER ST ELYRIA OH 440356025, ELYRIA, OH 44035-6025

Mortgage

Document Number	0000770288
Date	Jul 22, 2020
Instrument	770288

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 30, 2018
Property Address	1013 E RIVER ST, ELYRIA, OH 44035-6025
Document Number	0000670240
Map Reference	MB 7 PG 47
Instrument Date	Apr 19, 2018
Instrument	2018-0670240
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$396.80
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 E RIVER ST, ELYRIA, OH 44035-6025

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1013 E RIVER ST, ELYRIA, OH 44035-6025
Document Number	0000635374
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1013 E RIVER ST ELYRIA OH 440356025, ELYRIA, OH 44035-6025

Mortgage

Document Number	0000635374
Date	Jul 03, 2017
Instrument	635374

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 30, 2017
Property Address	1013 E RIVER ST, ELYRIA, OH 44035-6025
Document Number	0000635177
Instrument Date	Jun 22, 2017
Instrument	635177
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$372.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1013 E RIVER ST ELYRIA OH 440356025, ELYRIA, OH 44035-6025

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,741.00	$57,860 (-0.01%) Land $7,870 Building $49,990	$165,320 (-) Land $22,490 Building $142,830
2024	$2,741.00 (+47.29%)	$57,863 (+69.35%) Land $7,872 Building $49,991	$165,320 (+69.35%) Land $22,490 Building $142,830
2023	$1,861.00 (+0.38%)	$34,167 (+0.02%) Land $8,064 Building $26,103	$97,620 (-) Land $23,040 Building $74,580
2022	$1,854.00	$34,160 Land $8,060 Building $26,100
2021			$97,620 Land $23,040 Building $74,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-25-089-000-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,400 sqft Living Area
1st Floor	826 sqft 1st Floor
2nd Floor	574 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	125 ft x 55 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	320 sqft Garage

Exterior Amenities

Deck Area	30 sqft Deck
Patio Area	291 sqft Patio
Porch	Open Porch
Porch Area	94 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1013 E RIVER ST
City	ELYRIA
State	OH
Zip	44035-6025
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WURST 2 54.50 X 125
Legal Subdivision	WURST 2 FRNT
Legal Tract	25
Legal Lot Number	17
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3000
Census Tract	71100

1013 E River St, Elyria, OH 44035 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on E River St

Nearby Streets

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