Chautauqua County and Dunkirk City property record for 1039 Central Ave, Dunkirk, NY 14048 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,750 sqft · built 1922 |
| Lot Size | 2.04 acres (89,177 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (Jul 2010) |
| Tax Bill | $2,391 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer May 2020 Refinance |
| APN | 060300 96.14-1-31 |
| Primary APN | 060300 96.14-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 875 sqft |
| 2nd Floor Area | 875 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 89,177 sqft (2.04 acres) |
| Lot Dimensions | 1,415 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 452 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030023940 |
|---|---|
| Street Address | 1039 CENTRAL AVE |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC 65-2-11 63 X 1415.5 RES; OLD APN: 060300 65-2-9 |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 35700 |
Source: Chautauqua County and Dunkirk City records · APN 060300 96.14-1-31
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8526 LITTLE COVE RD, MERCERSBURG, PA 17236-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 26, 2020 | Quit Claim Deed, Transfer Quitclaim |
| May 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2010 · Amount on Record |
| Deed Sale | Jul 16, 2010 · Amount on Record |
| Deed Book / Page | 2702 / 561 |
| Last Transfer Date | Mar 27, 2024 |
| Transfer Doc | 0000003077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jun 26, 2020 |
| Property Address | 1039 CENTRAL AVE, DUNKIRK, NY 14048-3420 |
| Document Number | DE2020003526 |
| Instrument Date | Jun 17, 2020 |
| Instrument | DE2020003526 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1039 CENTRAL AVE, DUNKIRK, NY 14048-3420 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 1039 CENTRAL AVE, DUNKIRK, NY 14048-3420 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Name | Verified Name |
|---|
| Document Number | MT2020002181 |
|---|---|
| Date | May 08, 2020 |
| Instrument | MT2020002181 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,391.00 | $59,400 (-) Land $3,000 Building $56,400 | $135,000 (+25%) Land $6,818 Building $128,182 |
| 2023 | $59,400 (-) Land $3,000 Building $56,400 | $108,000 (+14.55%) Land $5,455 Building $102,545 | |
| 2022 | Homeowner's exemption | $59,400 Land $3,000 Building $56,400 | $94,286 Land $4,762 Building $89,524 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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