1031 Central Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 1031 Central Ave, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,502 sqft · built 1932
Lot Size1.75 acres (76,235 sqft)
OwnerIndividual Name on Record
Last Sale$97,500 (Nov 2024)
Tax Bill$1,952 (2025)
Deeds & MortgagesNov 2024 Sale & Mortgage
APN060300 96.14-1-33

Property Details

APN / Parcel Number

Primary APN060300 96.14-1-33
Alternative APNs
  • 03000960140001033000
  • 030023880

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,502 sqft Living Area
1st Floor Area1,008 sqft
Upper Floors Area494 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area76,235 sqft (1.75 acres)
Lot Dimensions1,417 ft deep x 53.8 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area232 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030023880
Street Address1031 CENTRAL AVE
CityDUNKIRK
StateNY
Zip14048-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description53.80 X 1380.4 RES.; OLD APN: 060300 65-2-7
Legal Block1
Legal Lot Number33.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group3
Census Block3010
Census Tract35700

Owner

Source: Chautauqua County and Dunkirk City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address233 E MAIN ST, 1-1, FREDONIA, NY 14063-1445
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Deed Document Number20246989
Record UpdatedSep 20, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateNov 15, 2024
Property Address1031 CENTRAL AVE, DUNKIRK, NY 14048-3420
Document NumberDE2024006989
Instrument DateNov 8, 2024
InstrumentDE2024006989
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 E MAIN ST APT 1, 1, FREDONIA, NY 14063-1445

Mortgage

Document NumberMT2024003693
DateNov 15, 2024
InstrumentMT2024003693
Lender
NameCATTARAUGUS COUNTY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2054

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,952.00$48,500 (-) Land $3,800 Building $44,700$110,227 (+25%) Land $8,636 Building $101,591
2023$48,500 (-) Land $3,800 Building $44,700$88,182 (+14.55%) Land $6,909 Building $81,273
2022Homeowner's exemption$48,500 Land $3,800 Building $44,700$76,984 Land $6,032 Building $70,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1986)
Most Recent ClaimAug 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: DFT Local Service.

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