St. Clair County property record for 10389 Saint John Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,404 sqft · built 1976 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Apr 2021) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2017 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-568-0008-000 |
| Primary APN | 74-14-568-0008-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 277 ft deep x 40 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 10389 SAINT JOHN DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 9 SUPERVISORS NORTH CHANNEL COLONY PLAT ACCORDING TO THE PLAT RECORDED IN LIBER 53 OF PLATS PG 25 ST CLAIR COUNTY |
| Legal Range | 15E |
| Legal Township | 02N |
| Legal Section | 01 |
| Legal Subdivision | SUPRVRS NORTH CHANNEL COLONY |
| Legal Lot Number | 9 |
| Legal Unit | 9 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 647000 |
10389 Saint John Dr is owned and occupied by an individual who bought it in April 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10389 SAINT JOHN DR, ALGONAC, MI 48001-4241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Apr 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Deed Document Number | 20219574 |
| Deed Book / Page | 5344 / 442 |
| Prior Transfer Date | Mar 18, 2014 |
| Prior Transfer Doc | 004816/821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 1, 2021 |
| Property Address | 10389 SAINT JOHN DR, PEARL BEACH, MI 48001-4241 |
| Document Number | 0005344442 |
| Book / Page | 5344 / 442 |
| Map Reference | LB 53 PG 25 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021009574 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 FIELD AVE, 405, COTTRELLVILLE, MI 48039-2811 |
| Name | Verified Name |
|---|---|
| Address | 10389 SAINT JOHN DR, PEARL BEACH, MI 48001-4241 |
| Document Number | 2021009575 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021009575 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 6, 2017 |
| Property Address | 10389 SAINT JOHN DR, PEARL BEACH, MI 48001-4241 |
| Document Number | 0048160821 |
| Book / Page | 004816 / 000821 |
| Instrument Date | Mar 18, 2014 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10389 SAINT JOHN DR ALGONAC MI 480014241, ALGONAC, MI 48001-4241 |
The 2025 property tax bill for 10389 Saint John Dr was $3,516 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,400 (+7.68%) | $330,800 | |
| 2025 | $3,516.00 (+2.27%) Homeowner's exemption | $153,600 | |
| 2024 | $3,438.00 | $307,200 | |
| 2023 | $126,400 | ||
| 2022 | $3,164.00 | $252,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10389 Saint John Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10389 Saint John Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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