St. Clair County property record for 10378 Saint John Dr, Algonac, MI 48001 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,474 sqft |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,950 (Feb 2021) |
| Tax Bill | $8,423 (2024) |
| Deeds & Mortgages | Apr 2021 Construction Loan Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-241-0025-000 |
| Primary APN | 74-14-241-0025-000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,474 sqft Living Area |
| Lot Area | 9,017 sqft (0.207 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74142410025000 |
|---|---|
| Street Address | 10378 SAINT JOHN DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-4263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 COLONY ISLES-ST. JOHN SUBDIVISION NO. 2 |
| Legal Subdivision | COLONY ISLES-ST JOHN SUBDIVISION |
| Legal Lot Number | 25 |
| Legal Unit | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 647000 |
Source: St. Clair County records · APN 74-14-241-0025-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 10378 SAINT JOHN DR, ALGONAC, MI 48001-4263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2021 | Deed of Trust, Mortgage · Construction Mortgage UNION HOME MORTGAGE CORP |
| Feb 10, 2021 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on Record |
| Deed Sale | Feb 10, 2021 · Amount on Record |
| Deed Document Number | 2021003957 |
| Deed Book / Page | 5316 / 608 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 10378 SAINT JOHN DR, ALGONAC, MI 48001-4263 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 701 JAY ST, SAINT CLAIR, MI 48079-5378 |
| Document Number | 0005345580 |
|---|---|
| Date | Apr 02, 2021 |
| Book Page | 5345/580 |
| Instrument | 2021009805 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 368 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 10, 2021 |
| Property Address | 10378 SAINT JOHN DR, ALGONAC, MI 48001-4263 |
| Document Number | 0005316608 |
| Book / Page | 5316 / 608 |
| Map Reference | LB 101 PG 1-6 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021003957 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $847.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6625 DYKE RD, CLAY, MI 48001-3603 |
| Name | Verified Name |
|---|---|
| Address | 701 JAY ST, SAINT CLAIR, MI 48079-5378 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348,000 (+33.44%) | ||
| 2024 | $8,423.00 (+8.95%) | $696,000 (+33.44%) | |
| 2023 | $260,800 | ||
| 2022 | $7,731.00 | $521,600 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476470002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 143 individual NFIP policies nearby |
| Nearby Flood Policies | 143 in force 108 of 143 on primary residences |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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