10389 Hite Cir, Elk Grove, CA 95757 Property Records

Sacramento County property record for 10389 Hite Cir, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,501 sqft · built 2005
Lot Size	0.164 acres (7,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2010)
Tax Bill	$7,268 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`132-1680-005-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1680-005-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,501 sqft Living Area
1st Floor Area	1,721 sqft
2nd Floor Area	1,780 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,135 sqft (0.164 acres)
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10389 HITE CIR
City	ELK GROVE
State	CA
Zip	95757-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	BILBY RANCH UNIT 1, LOT 72
Legal Subdivision	BILBY RANCH UNIT 1
Legal Lot Number	72
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	9646

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10389 HITE CIR, ELK GROVE, CA 95757-3523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit US SENATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2010 · Amount on Record
Deed Sale	Oct 22, 2010 · Amount on Record
Prior Sale	Jun 1, 2010 · Amount on Record
Deed Book / Page	20101022 / 100
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10389 HITE CIR, ELK GROVE, CA 95757-3523
Document Number	2004130365
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10389 HITE CIR ELK GROVE CA 957573523, ELK GROVE, CA 95757-3523

Mortgage

Document Number	2004130365
Date	Apr 13, 2020
Instrument	2004130365

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 12, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10389 HITE CIR, ELK GROVE, CA 95757-3523
Document Number	1706091517
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10389 HITE CIR ELK GROVE CA 957573523, ELK GROVE, CA 95757-3523

Mortgage

Document Number	1706091517
Date	Jun 9, 2017
Instrument	1706091517

Lender

Name	US SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013-8920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 8, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,861 (+2%) Land $104,536 Building $397,325
2025	$7,268.00 (+1.04%) Homeowner's exemption	$492,022 (+4.04%) Land $102,487 Building $389,535
2024	$7,193.00 (+2.38%)
2023	$7,026.00 (+1.63%) Homeowner's exemption	$472,918 Land $98,508 Building $374,410
2022	$6,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: Fidium Fiber, Verizon.

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