10381 Hite Cir, Elk Grove, CA 95757 Property Records

Sacramento County property record for 10381 Hite Cir, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,208 sqft · built 2005
Lot Size	0.2 acres (8,714 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2011)
Tax Bill	$5,684 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`132-1680-003-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1680-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	2,208 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,714 sqft (0.2 acres)
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10381 HITE CIR
City	ELK GROVE
State	CA
Zip	95757-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	BILBY RANCH UNIT 1, LOT 70
Legal Subdivision	BILBY RANCH UNIT 1
Legal Lot Number	70
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	9646

Owner

10381 Hite Cir is owned and occupied by two individuals who acquired it in September 2018.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Feb 6, 2026	Intrafamily Transfer, Transfer
May 26, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 3, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
May 6, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 27, 2018	Quit Claim Deed, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2011 · Amount on File
Deed Sale	Mar 11, 2011 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Book / Page	20110311 / 1116
Last Transfer Date	Sep 21, 2018
Transfer Doc	9270000000480
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10381 HITE CIR, ELK GROVE, CA 95757-3523

Mortgage

Document Number	0000000394
Date	Mar 10, 2023
Instrument	2023031000394

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2026
Property Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Document Number	0000000731
Map Reference	MB 761115 PG 72
Instrument Date	Jan 13, 2026
Instrument	202602060731
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10381 HITE CIR, ELK GROVE, CA 95757-3523

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001028
Date	May 26, 2017
Book Page	20170526/1028

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Document Number	2012141077
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10381 HITE CIR ELK GROVE CA 957573523, ELK GROVE, CA 95757-3523

Mortgage

Document Number	2012141077
Date	Dec 14, 2020
Instrument	2012141077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Document Number	2003090751
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10381 HITE CIR ELK GROVE CA 957573523, ELK GROVE, CA 95757-3523

Mortgage

Document Number	2003090751
Date	Mar 9, 2020
Instrument	2003090751

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Document Number	1905100748
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10381 HITE CIR ELK GROVE CA 957573523, ELK GROVE, CA 95757-3523

Mortgage

Document Number	1905100748
Date	May 10, 2019
Instrument	1905100748

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2018
Property Address	10381 HITE CIR, ELK GROVE, CA 95757-3523
Document Number	1809270480
Instrument Date	Sep 21, 2018
Instrument	1809270480
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10381 HITE CIR ELK GROVE CA 957573523, ELK GROVE, CA 95757-3523

Mortgage

Document Number	1809270481
Date	Sep 27, 2018
Instrument	1809270481

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10381 Hite Cir was $5,684, up 1.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,378 (+2%) Land $104,536 Building $242,842
2025	$5,684.00 (+1.12%) Homeowner's exemption	$340,568 Land $102,487 Building $238,081
2024	$5,621.00 (+2.27%)
2023	$5,496.00 (+1.59%) Homeowner's exemption	$327,345 Land $98,508 Building $228,837
2022	$5,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10381 Hite Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10381 Hite Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: Fidium Fiber, Verizon.

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