Genesee County property record for 10385 Sharp Rd, Swartz Creek, MI 48473
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1977 |
| Lot Size | 21 acres (916,938 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Nov 2015) |
| Tax Bill | $5,134 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-32-300-015 |
| Primary APN | 15-32-300-015 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Foundation Type | Raised |
| Lot Area | 916,938 sqft (21 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10385 SHARP RD |
|---|---|
| City | SWARTZ CREEK |
| State | MI |
| Zip | 48473-9157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | A PARCEL OF LAND BEG 990 FT S OF W 1/4 COR OF SEC TH S 89 DEG 30 MIN 31 SEC E 2663.04 FT TH S 0 DEG 03 MIN 37 SEC E 342.77 FT |
| Legal Range | 06E |
| Legal Township | 06N |
| Legal Section | 32 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | MUNDY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 12907 |
10385 Sharp Rd is owned and occupied by two individuals who bought it in November 2015.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10385 SHARP RD, SWARTZ CREEK, MI 48473-9157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on File |
| Deed Sale | Nov 13, 2015 · Amount on File |
| Deed Document Number | 201581776 |
| Prior Transfer Date | Nov 21, 2014 |
| Prior Transfer Doc | 0000081775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 10385 SHARP RD, SWARTZ CREEK, MI 48473-9157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10385 SHARP RD, SWARTZ CREEK, MI 48473-9157 |
| Document Number | 0000060286 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 202107080060286 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 10385 Sharp Rd was $5,134 with a homeowner's exemption, up 2.6% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Mundy Township |
| Unified School District | Linden Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,800 (+3.22%) | $307,600 (+3.22%) | |
| 2025 | $5,134.00 (+2.6%) Homeowner's exemption | $149,000 | $298,000 |
| 2024 | $5,004.00 | ||
| 2023 | $132,200 | $264,400 | |
| 2016 | $5,995.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10385 Sharp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10385 Sharp Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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