10376 Sharp Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 10376 Sharp Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,547 sqft · built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Mar 2022)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-400-001`

Property Details

APN / Parcel Number

Primary APN	`15-31-400-001`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,547 sqft Living Area
1st Floor Area	1,347 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	21,780 sqft (0.5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10376 SHARP RD
City	SWARTZ CREEK
State	MI
Zip	48473-9157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	N 109.5 FT OF E 196 FT OF S 1/4 OF NE 1/4 OF SE 1/4 SEC 31 T6N R6E .50 A
Legal Range	06E
Legal Township	06N
Legal Section	31
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1035
Census Tract	12907

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 29, 2022	Warranty Deed, Transfer TITLE CONNECTION, TITLE CONNECT
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE CMNTY FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	202218434
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0000040911
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157

Mortgage

Document Number	0000025917
Date	Dec 8, 2025
Instrument	202512080025917

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157

Mortgage

Document Number	0000001546
Date	Jan 7, 2022
Instrument	202201070001546

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 29, 2022
Property Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157
Document Number	0000018434
Instrument Date	Dec 27, 2021
Instrument	202203290018434
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT

Transaction

Amount	Amount Recorded
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10376 SHARP RD, 10376, SWARTZ CREEK, MI 48473-9157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 22, 2020
Property Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157
Document Number	0000040911
Instrument Date	Jun 11, 2020
Instrument	40911
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10376 SHARP RD SWARTZ CREEK MI 484739157, SWARTZ CREEK, MI 48473-9157

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	10376 SHARP RD, SWARTZ CREEK, MI 48473-9157
Document Number	0000009708
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10376 SHARP RD SWARTZ CREEK MI 484739157, SWARTZ CREEK, MI 48473-9157

Mortgage

Document Number	0000009708
Date	Feb 21, 2017
Instrument	9708

Lender

Name	CORNERSTONE CMNTY FIN'L FCU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2027

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,100 (+5.2%)	$380,200 (+5.2%)
2025	$5,175.00 (+0.6%) Homeowner's exemption	$180,700 (+25.84%)	$361,400 (+25.84%)
2024	$5,144.00 (+207.84%)
2023		$143,600	$287,200
2016	$1,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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