Boone County property record for 10385 Big Bone Rd, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,206 sqft · built 2021 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,768 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041.00-00-025.03 |
| Primary APN | 041.00-00-025.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,206 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 79,715 sqft (1.83 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10385 BIG BONE RD |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-7689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.8300 AC (TRACT 1) ON BIG BONE RD |
| Legal Tract | 1 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70601 |
Source: Boone County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10403 BIG BONE RD, UNION, KY 41091-9771 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Mar 25, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2020 |
| Transfer Doc | 0D1142/126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 10385 BIG BONE RD, UNION, KY 41091-7689 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M4481/220 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | M4481/220 |
| Instrument | 840314 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Mar 25, 2020 |
| Property Address | 10385 BIG BONE RD, UNION, KY 41091-7689 |
| Document Number | 0D1142/126 |
| Book / Page | D1142 / 126 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 797777 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000797778 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 797778 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,768.00 (-1.77%) | $420,000 (-) Land $80,000 Building $340,000 | |
| 2024 | $420,000 (-) Land $80,000 Building $340,000 | ||
| 2023 | $4,854.00 (+2.95%) | $420,000 (-) Land $80,000 Building $340,000 | $420,000 (-) Land $80,000 Building $340,000 |
| 2022 | $4,715.00 | $420,000 Land $80,000 Building $340,000 | $420,000 Land $80,000 Building $340,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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