Boone County property record for 10377 Big Bone Rd, Union, KY 41091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,422 sqft · built 2021 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,109 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041.00-00-025.02 |
| Primary APN | 041.00-00-025.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,422 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 79,715 sqft (1.83 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 10377 BIG BONE RD |
|---|---|
| City | UNION |
| State | KY |
| Zip | 41091-7689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.8300 AC (TRACT 2) BIG BONE RD |
| Legal Tract | 2 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | WALTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70601 |
10377 Big Bone Rd is owned by an individual who acquired it in December 2019.
Source: Boone County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 199 EAGLE CREEK DR, DRY RIDGE, KY 41035-8518 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2019 |
| Deed Sale | Dec 16, 2019 |
| Deed Document Number | 0001137835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 10377 BIG BONE RD, UNION, KY 41091-7689 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | AGILITY CLOSING AND TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0M4288/863 |
|---|---|
| Date | May 4, 2020 |
| Book Page | M4288/863 |
| Instrument | 800377 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
The 2025 property tax bill for 10377 Big Bone Rd was $6,109.
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,109.00 | $540,000 Land $35,000 Building $505,000 | |
| 2024 | $540,000 (-) Land $35,000 Building $505,000 | ||
| 2023 | $6,220.00 (+2.61%) | $540,000 (-) Land $35,000 Building $505,000 | $540,000 (-) Land $35,000 Building $505,000 |
| 2022 | $6,062.00 | $540,000 Land $35,000 Building $505,000 | $540,000 Land $35,000 Building $505,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10377 Big Bone Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10377 Big Bone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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