Hampden County and Palmer Town City property record for 1038 Spring St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,300 sqft · built 1935 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,500 (Jun 2007) |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:61 B:150 |
| Primary APN | PALM M:61 B:150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 2,126 sqft |
| 1st Floor Area | 650 sqft |
| Basement Area | 650 sqft |
| Unfinished Basement | 650 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 1038 SPRING ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Block | 150 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 810100 |
1038 Spring St is owned and occupied by two individuals who bought it in June 2007.
Source: Hampden County and Palmer Town City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1038 SPRING ST, PALMER, MA 01069-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2007 · Amount on File |
| Deed Sale | Jun 22, 2007 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 1038 SPRING ST, PALMER, MA 01069-1427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23589-145 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 23589/145 |
| Instrument | 74636 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1038 Spring St was $3,187, up 6.9% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,187.00 (+6.95%) | $175,600 (+10.03%) Land $51,100 Building $124,500 | $314,925 (+4.54%) |
| 2024 | $2,980.00 (+2.55%) | $159,600 (+6.76%) Land $46,400 Building $113,200 | $301,245 |
| 2023 | $2,906.00 | $149,500 Land $46,400 Building $103,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1038 Spring St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2005) |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1038 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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