1014 Spring St, #1016, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 1014 Spring St, #1016, Palmer, MA 01069

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,515 sqft · built 1880
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Mar 2017)
Tax Bill	$5,846 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:61 B:156`

Property Details

APN / Parcel Number

Primary APN	`PALM M:61 B:156`
Alternative APN	`M:0061 L:000156`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,515 sqft Living Area
Gross Area	5,116 sqft
1st Floor Area	1,295 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	1,295 sqft
Unfinished Basement	1,295 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	1014 SPRING ST, 1016
City	PALMER
State	MA
Zip	01069-1427
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TR
Legal Block	156
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	3
Census Block	3005
Census Tract	810100

Owner

1014 Spring St, #1016 is owned by an individual who bought it in March 2017.

Source: Hampden County and Palmer Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	305 SPRINGDALE RD, WESTFIELD, MA 01085-2011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Mar 2, 2017	Quit Claim Deed, Transfer COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Feb 28, 2006 · Amount on File
Deed Book / Page	21586 / 401
Transfer Doc	021586-401
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	1014 SPRING ST # 1016, 1016, PALMER, MA 01069-1427
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024547-561
Date	May 16, 2022
Book Page	24547/561
Instrument	29542

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Mar 2, 2017
Property Address	1014-1016 SPRING ST, PALMER, MA 01069
Document Number	21586-401
Book / Page	21586 / 401
Instrument	11149
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215860405
Date	Mar 2, 2017
Instrument	21586/0405

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate	3.25%
Max Rate At Change	40.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1014 Spring St, #1016 was $5,846, up 7.8% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00 (+7.78%)	$322,100 (+10.88%) Land $51,800 Building $270,300	$318,798
2024	$5,424.00 (+5.73%)	$290,500 (+10.08%) Land $47,100 Building $243,400
2023	$5,130.00	$263,900 Land $47,100 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1014 Spring St, #1016 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1014 Spring St, #1016 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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