1038 S First St, Upland, IN 46989 Property Records

Grant County property record for 1038 S First St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1963
Lot Size	0.218 acres (9,504 sqft)
Owner	2 Individual Names on File
Last Sale	$85,120 (Jun 2026)
Tax Bill	$352 (2024)
Deeds & Mortgages	Oct 2026 Construction Loan Jun 2026 Sale & Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-04002-60`

Property Details

APN / Parcel Number

Primary APN	`019-04002-60`
Alternative APNs	`27-09-10-201-042.000-013` `0910-201-042.000-19` `00001128831`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,504 sqft (0.218 acres)
Lot Dimensions	132 ft deep x 72 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001128831
Street Address	1038 S FIRST ST
City	UPLAND
State	IN
Zip	46989-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 125 & S 1/2 LOT 126 UNIVERSITY ADD. MP 0910-201-042.000
Legal Subdivision	UNIVERSITY ADD
Legal Lot Number	125,126
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

1038 S First St is owned and occupied by two individuals who bought it in June 2026.

Source: Grant County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Construction Mortgage GRANT COUNTY STATE BANK
Jun 1, 2026	Warranty Deed, Transfer · Construction Mortgage GRANT COUNTY STATE BANK
Jun 1, 2026	Warranty Deed, Construction Loan · Construction Mortgage GRANT COUNTY STATE BANK
Apr 1, 2026	Affidavit, Transfer
Apr 1, 2026	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Deed Document Number	20263835
Prior Transfer Date	Mar 31, 2026
Prior Transfer Doc	2026002152
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANT IN
Recording Date	Oct 2, 2026
Property Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Document Number	0000007354
Instrument Date	Sep 28, 2026
Instrument	20267354
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6576 E 750 S, JONESBORO, IN 46938-9728
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007354,
Date	Oct 2, 2026
Instrument	20267354

Lender

Name	GRANT COUNTY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 28, 2027

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jun 1, 2026
Property Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Document Number	0000003835
Instrument Date	May 22, 2026
Instrument	20263835
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003836,
Date	Jun 1, 2026
Instrument	20263836

Lender

Name	GRANT COUNTY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 22, 2027

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jun 1, 2026
Property Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Document Number	2026003835
Instrument Date	May 22, 2026
Instrument	20263835
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	NORTH TITLE, NEAR NORTH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003836,
Date	Jun 1, 2026
Instrument	20263836

Lender

Name	GRANT COUNTY STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 22, 2027

Interest

Max Rate	-1%

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	GRANT IN
Recording Date	Apr 1, 2026
Property Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Document Number	0000002152
Instrument Date	Mar 31, 2026
Instrument	20262152
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	GRANT IN
Recording Date	Apr 1, 2026
Property Address	1038 S FIRST ST, UPLAND, IN 46989-9168
Document Number	2026002152
Instrument Date	Mar 31, 2026
Instrument	20262152
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$98,000 Land $21,200 Building $76,800	$98,000 Land $21,200 Building $76,800
2024	$352.00 (+60.73%)
2023	$219.00 (+71.09%)	$86,500 (+17.37%) Land $21,200 Building $65,300	$86,500 (+17.37%) Land $21,200 Building $65,300
2022	$128.00	$73,700 Land $13,700 Building $60,000	$73,700 Land $13,700 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 S First St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 S First St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Indiana WiFi, Verizon.

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