1016 S First St, Upland, IN 46989 Property Records

Grant County property record for 1016 S First St, Upland, IN 46989

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1962
Lot Size	0.218 acres (9,504 sqft)
Owner	2 Individual Names on File
Last Sale	$239,400 (Apr 2026)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-04002-80`

Property Details

APN / Parcel Number

Primary APN	`019-04002-80`
Alternative APNs	`27-09-10-201-031.000-013` `0910-201-031.000-19` `00001130442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,504 sqft (0.218 acres)
Lot Dimensions	132 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Lean-To	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001130442
Street Address	1016 S FIRST ST
City	UPLAND
State	IN
Zip	46989-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-04-816.01 817 N 1/2 LOT 126 & LOT 127 UNIVERSITY ADD. MP 0910-201-031.000
Legal Subdivision	UNIVERSITY ADDITION
Legal Lot Number	126,127
Jurisdiction	GRANT IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2004
Census Tract	10700

Owner

1016 S First St is owned and occupied by two individuals who bought it in April 2026.

Source: Grant County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 S FIRST ST, UPLAND, IN 46989-9168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Transfer on Death Deed, Transfer NEAR NORTH TITLE
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage BEACON CREDIT UNION
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage BEACON CREDIT UNION
Jul 28, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 12, 2013	Warranty Deed, Transfer · Conventional Mortgage SALIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	20262516
Prior Transfer Date	Apr 9, 2026
Prior Transfer Doc	0000002573
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GRANT IN
Recording Date	Apr 16, 2026
Property Address	1016 S FIRST ST, UPLAND, IN 46989-9168
Document Number	0000002573
Instrument Date	Apr 9, 2026
Instrument	20262573
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NEAR NORTH TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 S FIRST ST, UPLAND, IN 46989-9168

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Apr 14, 2026
Property Address	1016 S FIRST ST, UPLAND, IN 46989-9168
Document Number	0000002516
Instrument Date	Apr 9, 2026
Instrument	20262516
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 S FIRST ST, UPLAND, IN 46989-9168

Mortgage

Document Number	0000002517,
Date	Apr 14, 2026
Instrument	20262517

Lender

Name	BEACON CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Apr 14, 2026
Property Address	1016 S FIRST ST, UPLAND, IN 46989-9168
Document Number	2026002516
Instrument Date	Apr 9, 2026
Instrument	20262516
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NORTH TITLE, NEAR NORTH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 S FIRST ST, UPLAND, IN 46989-9168

Mortgage

Document Number	0000002517,
Date	Apr 14, 2026
Instrument	20262517

Lender

Name	BEACON CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Jul 28, 2017
Property Address	1016 S FIRST ST, UPLAND, IN 46989-9168
Document Number	2017005542
Instrument Date	Jul 26, 2017
Instrument	2017-005542
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 S FIRST ST, UPLAND, IN 46989-9168

Mortgage

Document Number	2017005543
Date	Jul 28, 2017
Instrument	2017-005543

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANT IN
Recording Date	Nov 12, 2013
Property Address	1016 S FIRST ST, UPLAND, IN 46989-9168
Document Number	2013009502
Instrument Date	Nov 5, 2013
Instrument	2013-009502
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2013009503
Date	Nov 12, 2013
Instrument	2013-009503

Lender

Name	SALIN BANK & TRUST CO
Type	Bank
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1016 S First St was $1,012 with a homeowner's exemption, up 3.5% from the year before.

Source: Grant County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Grant County
County Subdivision	Jefferson Township
Municipality	Upland Town
Unified School District	Eastbrook Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 (+3.48%) Homeowner's exemption	$141,700 Land $21,200 Building $120,500	$141,700 Land $21,200 Building $120,500
2024	$978.00 (+10.63%)
2023	$884.00 (+11.48%)	$134,900 (+15.79%) Land $21,200 Building $113,700	$134,900 (+15.79%) Land $21,200 Building $113,700
2022	$793.00	$116,500 Land $13,700 Building $102,800	$116,500 Land $13,700 Building $102,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1016 S First St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 S First St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPLAND WATER DEPARTMENT serves 3,308 people · EPA ID IN5227022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Eastern Indiana WiFi, Verizon.

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