1038 Milton Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1038 Milton Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,084 sqft · built 1930
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2020)
Tax Bill	$4,408 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09200-00-00-01400`

Property Details

APN / Parcel Number

Primary APN	`09200-00-00-01400`
Alternative APN	`37970`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Finished Area
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Tile

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	230,868 sqft (5.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Storage Building	91 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1038 MILTON RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1001
Census Tract	10402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1038 Milton Rd is owned and occupied by an individual who acquired it in January 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1038 MILTON RD, CHARLOTTESVILLE, VA 22902-7578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 8, 2021	Gift Deed, Transfer
Nov 9, 2020	Grant Deed, Transfer · Conventional Mortgage CBM MTG INC
Sep 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	202016071
Deed Book / Page	5423 / 12
Last Transfer Date	Jan 13, 2021
Transfer Doc	0000003979
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1038 MILTON RD, CHARLOTTESVILLE, VA 22902-7578
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 MILTON RD, CHARLOTTESVILLE, VA 22902-7578

Mortgage

Document Number	202500011629
Date	Dec 9, 2025
Instrument	202500011629

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 8, 2021
Property Address	1038 MILTON RD, CHARLOTTESVILLE, VA 22902-7578
Document Number	5493/725
Book / Page	5493 / 725
Map Reference	MB 5423 PG 12
Instrument Date	Jan 13, 2021
Instrument	2021-00003979
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1038 MILTON RD, CHARLOTTESVILLE, VA 22902-7578

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 9, 2020
Property Address	1038 MILTON RD, CHARLOTTESVILLE, VA 22902-7578
Document Number	0000016071
Book / Page	005423 / 000012
Instrument Date	Nov 6, 2020
Instrument	16071
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	508 W LOCUST ST WOODSTOCK VA 226641330, WOODSTOCK, VA 22664-1330

Mortgage

Document Number	16072
Date	Nov 9, 2020
Book Page	005423/000016
Instrument	16072

Lender

Name	CBM MTG INC
Address	FRONT ROYAL, VA 22630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1038 MILTON RD, CHARLOTTESVILLE, VA 22902-7578
Document Number	0000011603
Book / Page	004968 / 000071
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 MILTON RD CHARLOTTESVILLE VA 229027578, CHARLOTTESVILLE, VA 22902-7578

Mortgage

Document Number	0000011603
Date	Oct 4, 2017
Book Page	004968/000071
Instrument	11603

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1038 Milton Rd was $4,408, up 2.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,408.00 (+2.94%)	$493,100 Land $260,500 Building $232,600	$493,100 Land $260,500 Building $232,600
2025	$4,282.00
2023	$2,363.00	$276,700 Land $249,800 Building $26,900	$276,700 Land $249,800 Building $26,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Milton Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1985–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Milton Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

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