1493 Milton Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1493 Milton Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,189 sqft
Lot Size	6.12 acres (266,805 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Jun 2021)
Tax Bill	$6,271 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09200-00-00-017C0`

Property Details

APN / Parcel Number

Primary APN	`09200-00-00-017C0`
Alternative APN	`258335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,189 sqft Finished Area
Basement Area	1,925 sqft
Unfinished Basement	1,925 sqft

Exterior

Architectural Style	Contemporary
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	266,805 sqft (6.12 acres)
Porch	Slab
Porch Area	176 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1493 MILTON RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE LOT 2
Legal Subdivision	THOMAS B LINCOLN LAND SURVEYOR INC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1031
Census Tract	10402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Monticello listed 1966 · 1 contributing resources · National Historic Landmark (designated 1960) · NRIS 66000826

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1493 MILTON RD, CHARLOTTESVILLE, VA 22902-7582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed, Transfer · Conventional Mortgage NFM INC
May 11, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	202111151
Deed Book / Page	5563 / 368
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 24, 2021
Property Address	1493 MILTON RD, CHARLOTTESVILLE, VA 22902-7582
Document Number	5563/368
Book / Page	5563 / 368
Map Reference	MB 3235 PG 118
Instrument Date	Jun 21, 2021
Instrument	2021-00011151
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1493 MILTON RD, CHARLOTTESVILLE, VA 22902-7582

Mortgage

Document Number	202100011152
Date	Jun 24, 2021
Instrument	2021-00011152

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1493 MILTON RD, CHARLOTTESVILLE, VA 22902-7582
Document Number	0000005259
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1493 MILTON RD CHARLOTTESVILLE VA 229027582, CHARLOTTESVILLE, VA 22902-7582

Mortgage

Document Number	0000005259
Date	May 16, 2018
Book Page	005047/000177
Instrument	5259

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1493 MILTON RD, CHARLOTTESVILLE, VA 22902-7582
Document Number	0000014158
Book / Page	004991 / 000748
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1493 MILTON RD CHARLOTTESVILLE VA 229027582, CHARLOTTESVILLE, VA 22902-7582

Mortgage

Document Number	0000014158
Date	Dec 7, 2017
Book Page	004991/000748
Instrument	14158

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,271.00 (+2.7%)	$701,500 (+2.71%) Land $194,300 Building $507,200	$701,500 (+2.71%) Land $194,300 Building $507,200
2025	$6,106.00 (+24.06%)	$683,000 (+18.49%) Land $190,200 Building $492,800	$683,000 (+18.49%) Land $190,200 Building $492,800
2023	$4,922.00	$576,400 Land $186,400 Building $390,000	$576,400 Land $186,400 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1985–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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