1038 Hooper Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1038 Hooper Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1979
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2024)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-02-77-1`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-77-1`
Alternative APNs	`28-37-28-02-00077.0-0001.00` `2836739`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Enclosed Porch
Porch Area	275 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836739
Street Address	1038 HOOPER AVE NE
City	PALM BAY
State	FL
Zip	32905-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 1 BLK 77
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	77
Legal Lot Number	1
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1001
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1038 HOOPER AVE NE, PALM BAY, FL 32905-4512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 8, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 24, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Dec 6, 2017	Warranty Deed, Transfer · Conventional with PMI FIDELITY BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	202466589
Deed Book / Page	10029 / 1015
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 2, 2024
Property Address	1038 HOOPER AVE NE, PALM BAY, FL 32905-4512
Document Number	0100291015
Book / Page	10029 / 1015
Map Reference	MB 25 PG 127&128
Instrument Date	Mar 28, 2024
Instrument	2024066589
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ISLAND TITLE AGENCY LLC, ISLAND T&E AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2154 RIVERSIDE DR, SIDNEY, OH 45365-7244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1038 HOOPER AVE NE, PALM BAY, FL 32905-4512

Mortgage

Document Number	0100291017
Date	Apr 2, 2024
Instrument	10029/1017

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 8, 2022
Property Address	1038 HOOPER AVE NE, PALM BAY, FL 32905-4512
Document Number	0094702656
Book / Page	9470 / 2656
Map Reference	MB 25 PG 127&128
Instrument Date	Apr 8, 2022
Instrument	2022089078
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3010 EMERSON DR SE, 3010, PALM BAY, FL 32909-5255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1038 HOOPER AVE NE, PALM BAY, FL 32905-4512

Mortgage

Document Number	0094702658
Date	Apr 8, 2022
Instrument	9470/2658

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 24, 2018
Property Address	1038 HOOPER AVE NE, PALM BAY, FL 32905-4512
Document Number	0082191645
Book / Page	008219 / 001645
Instrument Date	Jul 20, 2018
Instrument	164461
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$784.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1038 HOOPER AVE NE PALM BAY FL 329054512, PALM BAY, FL 32905-4512

Mortgage

Document Number	82191647
Date	Jul 24, 2018
Book Page	008219/001647
Instrument	164462

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 6, 2017
Property Address	1038 HOOPER AVE NE, PALM BAY, FL 32905-4512
Document Number	0080422039
Book / Page	008042 / 002039
Instrument Date	Nov 21, 2017
Instrument	253541
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1038 HOOPER AVE NE PALM BAY FL 329054512, PALM BAY, FL 32905-4512

Mortgage

Document Number	80422041
Date	Dec 6, 2017
Book Page	008042/002041
Instrument	253542

Lender

Name	FIDELITY BK/FL
Type	Bank
Address	MERRITT ISLAND, FL 32953

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,690 (+2.7%)	$193,890 (-9.01%)
2025	$2,047.00 (-49.23%) Homeowner's exemption	$149,650 (-29.78%)	$213,100 (-0.01%) Land $65,000 Building $148,100
2023	$4,032.00 (+222.3%)	$213,130 (+102.96%) Land $55,000 Building $158,130	$213,130 (+23.85%) Land $55,000 Building $158,130
2022	$1,251.00 Homeowner's exemption	$105,010	$172,090 Land $50,000 Building $122,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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