1015 Hooper Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1015 Hooper Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,500 (Apr 2021)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-02-81-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-81-4`
Alternative APNs	`28-37-28-02-00081.0-0004.00` `2836771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	304 sqft
Porch	Enclosed Porch
Porch Area	240 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836771
Street Address	1015 HOOPER AVE NE
City	PALM BAY
State	FL
Zip	32905-4511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 4 BLK 81
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	81
Legal Lot Number	4
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1000
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 2, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
Apr 21, 2021	Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC
Feb 8, 2021	Warranty Deed, Transfer FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	2021102290
Deed Book / Page	9095 / 947
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0089241717
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511

Mortgage

Document Number	0105622410
Date	Mar 5, 2026
Book Page	10562/2410
Instrument	2026044073

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511

Mortgage

Document Number	0099622291
Date	Jan 2, 2024
Book Page	9962/2291
Instrument	2024000367

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 HOOPER AVE NE, MELBOURNE, FL 32905-4511

Mortgage

Document Number	0093921765
Date	Jan 24, 2022
Book Page	9392/1765
Instrument	2022017193

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 21, 2021
Property Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511
Document Number	0090950947
Book / Page	9095 / 947
Map Reference	MB 25 PG 127&128
Instrument Date	Apr 16, 2021
Instrument	2021102290
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	377 N POINT CT, 377, SATELLITE BEACH, FL 32937-3826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511

Mortgage

Document Number	9095948
Date	Apr 21, 2021
Instrument	9095/948

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 8, 2021
Property Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511
Document Number	0090081778
Book / Page	9008 / 1778
Map Reference	MB 25 PG 127&128
Instrument Date	Feb 5, 2021
Instrument	2021030802
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 BIRCHSIDE DR, 38, NORWALK, CT 06850-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 N POINT CT, SATELLITE BEACH, FL 32937-3826

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1015 HOOPER AVE NE, PALM BAY, FL 32905-4511
Document Number	0081292253
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1015 HOOPER AVE NE PALM BAY FL 329054511, PALM BAY, FL 32905-4511

Mortgage

Document Number	0081292253
Date	Apr 3, 2018
Book Page	008129/002253
Instrument	73362

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,140 (-6.26%)	$207,140 (-6.26%)
2025	$3,245.00 (+2.3%) Homeowner's exemption Veteran's exemption	$220,980 (+5.77%)	$220,980 (-0.31%)
2024	$3,172.00 (+2.42%)
2023	$3,097.00 (+3.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$208,930 (+3%)	$221,670 (+9.28%) Land $55,000 Building $166,670
2022	$2,984.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$202,850 Land $50,000 Building $152,850	$202,850 Land $50,000 Building $152,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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