1038 Highland Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1038 Highland Dr, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,197 sqft · built 1992
Lot Size	0.563 acres (24,524 sqft)
Owner	Trust Name on File
Last Sale	$335,000 (Aug 2018)
Tax Bill	$8,442 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-302-0087-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-302-0087-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,197 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	24,524 sqft (0.563 acres)
Lot Dimensions	285 ft deep x 86 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1038 HIGHLAND DR
City	SAINT CLAIR
State	MI
Zip	48079-4294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 87 THE HIGHLANDS NO. 3
Legal Subdivision	THE HIGHLANDS #3
Legal Lot Number	87
Legal Unit	87
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7004
Census Tract	642000

Owner

1038 Highland Dr is owner-occupied and held in a trust since August 2018.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Trust Name on File
Mailing Address	1038 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK
Jul 6, 2021	Intrafamily Transfer, Transfer
Aug 30, 2018	Warranty Deed, Transfer
Mar 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Apr 14, 2008 · Amount on File
Deed Document Number	201819560
Deed Book / Page	4983 / 352
Prior Transfer Date	Oct 6, 2014
Prior Transfer Doc	0049290620
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1038 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 HIGHLAND DR, SAINT CLAIR, MI 48079-4294

Mortgage

Document Number	0005309426
Date	Jan 28, 2021
Book Page	5309/426
Instrument	2021002583

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 6, 2021
Property Address	1038 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Document Number	0005388954
Book / Page	5388 / 954
Map Reference	LB 94 PG 8&9
Instrument Date	Jun 28, 2021
Instrument	2021019537
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1038 HIGHLAND DR, SAINT CLAIR, MI 48079-4294

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 30, 2018
Property Address	1038 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Document Number	0004983352
Book / Page	4983 / 352
Map Reference	LB 94 PG 8-9
Instrument Date	Jul 31, 2018
Instrument	2018019560
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$2,881.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47121 BARBARA RD, MACOMB, MI 48044-2405

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 29, 2018
Property Address	1038 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Document Number	0049290620
Book / Page	004929 / 000620
Instrument Date	Oct 6, 2014
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1038 HIGHLAND DR ST CLAIR MI 480794294, ST CLAIR, MI 48079-4294

Tax Assessment & Valuation

The 2025 property tax bill for 1038 Highland Dr was $8,442 with a homeowner's exemption, up 3.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,600 (+0.88%)	$593,200
2025	$8,442.00 (+3.33%) Homeowner's exemption	$294,000
2024	$8,170.00		$588,000
2023		$221,200
2022	$7,581.00		$442,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1038 Highland Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Highland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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