1018 Highland Dr, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1018 Highland Dr, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,500 sqft · built 1996
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Dec 2019)
Tax Bill	$6,276 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-303-0089-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-303-0089-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	2,500 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	23,958 sqft (0.55 acres)
Lot Depth	274 ft Depth
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1018 HIGHLAND DR
City	SAINT CLAIR
State	MI
Zip	48079-4294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 89 THE HIGHLANDS NO 4 ACCORDING TO THE PLAT RECORDED IN LIBER 95 OF PLAT PGS 16 & 17 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	THE HIGHLANDS 4
Legal Lot Number	89
Legal Unit	89
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7004
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Intrafamily Transfer, Transfer
Jan 6, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED SHORE FINANCIAL SERVICE
Sep 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 27, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	201927180
Deed Book / Page	5134 / 864
Last Transfer Date	May 24, 2023
Transfer Doc	0005625691
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 30, 2023
Property Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Document Number	0005625691
Book / Page	5625 / 691
Map Reference	LB 95 PG 16&17
Instrument Date	May 24, 2023
Instrument	2023009719
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294

Mortgage

Document Number	0005590214
Date	Jan 6, 2023
Book Page	5590/214
Instrument	2023000300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Dec 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294

Mortgage

Document Number	0005486650
Date	Feb 14, 2022
Book Page	5486/650
Instrument	2022003573

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 27, 2019
Property Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Document Number	0005134864
Book / Page	5134 / 864
Map Reference	LB 95 PG 16-17
Instrument Date	Dec 11, 2019
Instrument	2019027180
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 S 8TH ST, 602, SAINT CLAIR, MI 48079-5049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294

Mortgage

Document Number	2019027181
Date	Dec 27, 2019
Instrument	2019027181

Lender

Name	UNITED SHORE FINANCIAL SERVICE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 7, 2018
Property Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Document Number	0049860344
Book / Page	004986 / 000344
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 HIGHLAND DR ST CLAIR MI 480794294, ST CLAIR, MI 48079-4294

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 27, 2017
Property Address	1018 HIGHLAND DR, SAINT CLAIR, MI 48079-4294
Document Number	0048440072
Book / Page	004844 / 000072
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	TITLE SOURCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28030 WAVERLY ST ROSEVILLE MI 480662442, ROSEVILLE, MI 48066-2442

Mortgage

Document Number	48440074
Date	Jun 27, 2017
Book Page	004844/000074

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,900 (+1.48%)	$437,800 (+1.48%)
2025	$6,276.00 (+3.5%) Homeowner's exemption	$215,700 (+32.01%)
2024	$6,064.00 (+7.84%)		$431,400 (+32.01%)
2023		$163,400
2022	$5,623.00		$326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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