Sumner County property record for 1038 Five Coves Trce, Gallatin, TN 37066 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,005 sqft Living Area |
| Garage | Finished |
| Occupancy | Owner Occupied |
| Last Sale | $799,900 (2025) |
| Tax Bill | $2,463.00 (2025) |
| Primary APN | 083165D C 03300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 3,005 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Driveway | 1 Driveway |
| Driveway Area | 1,415 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1038 FIVE COVES TRCE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P.B.27 PG.259 LT.17 |
| Legal Subdivision | FIVE COVES TRACE PH 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SUMNER TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 21203 |
Source: Sumner County records · APN 083165D C 03300
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1038 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Prior Sale | Dec 12, 2014 · Amount on Record |
| Deed Doc Number | 1512624 |
| Deed Book / Page | 6580 / 362 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1038 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058440634 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 5844/634 |
| Instrument | 1400461 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1038 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056340262 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 5634/262 |
| Instrument | 1370065 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1038 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0049960060 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1038 FIVE COVES TRCE GALLATIN TN 370661400, GALLATIN, TN 37066-1400 |
| Document Number | 0049960060 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 004996/000060 |
| Instrument | 1277418 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,463.00 (-10.6%) | $173,325 (+41.66%) Land $37,500 Building $135,825 | |
| 2024 | $693,300 (+41.66%) Land $150,000 Building $543,300 | ||
| 2023 | $2,755.00 (+0.18%) | $122,350 (-) Land $30,000 Building $92,350 | |
| 2022 | $2,750.00 | $122,350 Land $30,000 Building $92,350 | |
| 2021 | $489,400 Land $120,000 Building $369,400 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 5% of Tennessee |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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