Sumner County property record for 1032 Five Coves Trce, Gallatin, TN 37066 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,885 sqft Living Area |
| Garage | Finished |
| Occupancy | Owner Occupied |
| Last Sale | $358,000 (2016) |
| Tax Bill | $2,393.00 (2025) |
| Primary APN | 083165D C 03100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,885 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Driveway | 1 Driveway |
| Driveway Area | 1,038 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Deck Area | 556 sqft Deck |
| Porch | Open Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1032 FIVE COVES TRCE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P.B.27 PG.259 LT.15 |
| Legal Subdivision | FIVE COVES TRACE PH 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SUMNER TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 21203 |
Source: Sumner County records · APN 083165D C 03100
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1032 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit VOLUNTEER STATE BANK |
| Dec 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 26, 2018 | Deed of Trust, Mortgage · Line of Credit VOLUNTEER STATE BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2016 · Amount on Record |
| Deed Sale | Jan 29, 2016 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Doc Number | 1144127 |
| Deed Book / Page | 4247 / 670 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1032 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1032 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Document Number | 0063500252 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 6350/252 |
| Instrument | 1479216 |
| Name | VOLUNTEER STATE BANK |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, TN 37075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 19, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1032 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057980373 |
|---|---|
| Date | Dec 02, 2021 |
| Book Page | 5798/373 |
| Instrument | 1393742 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1032 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047650710 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 4765/710 |
| Instrument | 1236624 |
| Name | VOLUNTEER STATE BANK |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 07, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1032 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053710141 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 5371/141 |
| Instrument | 1332784 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,393.00 (+17.07%) | $168,375 (+85.54%) Land $37,500 Building $130,875 | |
| 2024 | $673,500 (+85.54%) Land $150,000 Building $523,500 | ||
| 2023 | $2,044.00 (-0.44%) | $90,750 (-) Land $30,000 Building $60,750 | |
| 2022 | $2,053.00 | $90,750 Land $30,000 Building $60,750 | |
| 2021 | $363,000 Land $120,000 Building $243,000 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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