1038 E 1425 N, Layton, UT 84040 Property Records

Davis County property record for 1038 E 1425 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,098 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jan 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-156-0032`

Property Details

APN / Parcel Number

Primary APN	`10-156-0032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
Basement Area	536 sqft
Unfinished Basement	536 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1038 E 1425 N
City	LAYTON
State	UT
Zip	84040-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 32, FAWN RIDGE SUB PHASE 1. CONTAINS 0.23 ACRES
Legal Subdivision	RIDGE SUB
Legal Phase	1
Legal Lot Number	32
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1023
Census Tract	125907

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1038 E 1425 N, LAYTON, UT 84040-8347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Intrafamily Transfer, Transfer
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 23, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 3, 2018	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018
Deed Sale	Apr 3, 2018
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20183085437
Deed Book / Page	6985 / 1043
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0003085432
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Mar 8, 2024
Property Address	1038 E 1425 N, LAYTON, UT 84040-8347
Document Number	008455/956
Book / Page	8455 / 956
Instrument Date	Mar 3, 2024
Instrument	3563490
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1038 E 1425 N, LAYTON, UT 84040-8347

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1038 E 1425 N, LAYTON, UT 84040-8347
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07424/1249
Date	Jan 8, 2020
Book Page	7424/1249
Instrument	3217003

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1038 E 1425 N, LAYTON, UT 84040-8347
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07594/2417
Date	Sep 14, 2020
Book Page	7594/2417
Instrument	3292573

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1038 E 1425 N, LAYTON, UT 84040-8347
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007755/826
Date	May 7, 2021
Book Page	7755/826
Instrument	3379850

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1038 E 1425 N, LAYTON, UT 84040-8347
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08015/1530
Date	May 23, 2022
Book Page	8015/1530
Instrument	3478523

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 3, 2018
Property Address	1038 E 1425 N, LAYTON, UT 84040-8347
Document Number	0003085432
Book / Page	006985 / 001020
Instrument Date	Mar 29, 2018
Instrument	3085432
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 E 1425 N LAYTON UT 840408347, LAYTON, UT 84040-8347

Mortgage

Document Number	3085433
Date	Apr 3, 2018
Book Page	006985/001022
Instrument	3085433

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 3, 2018
Property Address	1038 E 1425 N, LAYTON, UT 84040-8347
Document Number	0003085437
Book / Page	006985 / 001043
Instrument Date	Mar 29, 2018
Instrument	3085437
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1038 E 1425 N LAYTON UT 840408347, LAYTON, UT 84040-8347

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,700 (+1.98%) Land $139,649 Building $143,051	$514,000 (+1.98%) Land $253,908 Building $260,092
2025	$2,640.00 (+4.02%)	$277,200 (-40.77%) Land $123,792 Building $153,408	$504,000 (+7.69%) Land $225,076 Building $278,924
2024	$2,538.00 (+1.12%)
2023	$2,510.00 (-4.92%)	$468,000 Land $199,490 Building $268,510	$468,000 Land $199,490 Building $268,510
2022	$2,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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