1009 E 1425 N, Layton, UT 84040 Property Records

Davis County property record for 1009 E 1425 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,593 sqft · built 1994
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2018)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-156-0028`

Property Details

APN / Parcel Number

Primary APN	`10-156-0028`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,593 sqft Living Area
Basement Area	425 sqft
Unfinished Basement	425 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 E 1425 N
City	LAYTON
State	UT
Zip	84040-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 28, FAWN RIDGE SUB PHASE 1. CONTAINS 0.205 ACRES
Legal Subdivision	RIDGE SUB
Legal Phase	1
Legal Lot Number	28
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1024
Census Tract	125907

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 E 1425 N, LAYTON, UT 84040-8350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CYPRUS FCU
Jan 8, 2019	Deed of Trust, Mortgage AMERICA FIRST FCU
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN AMERICA FCU
Jul 2, 2018	Quit Claim Deed, Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	May 1, 2013 · Amount on Record
Deed Document Number	20183102587
Deed Book / Page	7048 / 417
Prior Transfer Date	Apr 22, 2013
Prior Transfer Doc	0002737553
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1009 E 1425 N, LAYTON, UT 84040-8350
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LIBERTY TITLE COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008110/344
Date	Oct 11, 2022
Book Page	8110/344
Instrument	3502517

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1009 E 1425 N, LAYTON, UT 84040-8350
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 E 1425 N, LAYTON, UT 84040-8350

Mortgage

Document Number	7887/892
Date	Nov 16, 2021
Book Page	7887/892
Instrument	3435555

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1009 E 1425 N, LAYTON, UT 84040-8350
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7720/1944
Date	Mar 19, 2021
Book Page	7720/1944
Instrument	3361088

Lender

Name	CYPRUS FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1009 E 1425 N, LAYTON, UT 84040-8350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003137428
Date	Jan 8, 2019
Book Page	7174/0594
Instrument	3137428

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2029

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1009 E 1425 N, LAYTON, UT 84040-8350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003332743
Date	Jan 4, 2021
Book Page	7668/1000
Instrument	3332743

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 2, 2018
Property Address	1009 E 1425 N, LAYTON, UT 84040-8350
Document Number	0003102587
Book / Page	007048 / 000417
Instrument Date	Jun 26, 2018
Instrument	3102587
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 E 1425 N LAYTON UT 840408350, LAYTON, UT 84040-8350

Mortgage

Document Number	3102588
Date	Jul 2, 2018
Book Page	007048/000419
Instrument	3102588

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,200 (+3.64%) Land $133,705 Building $132,495	$484,000 (+3.64%) Land $243,100 Building $240,900
2025	$2,447.00 (+4.35%)	$256,850 (-40.41%) Land $116,696 Building $140,154	$467,000 (+8.35%) Land $212,174 Building $254,826
2024	$2,345.00 (+1.43%)
2023	$2,312.00 (-5.01%)	$431,000 Land $194,190 Building $236,810	$431,000 Land $194,190 Building $236,810
2022	$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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