1038 Dovergate Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 1038 Dovergate Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,548 sqft · built 1960
Lot Size	0.309 acres (13,438 sqft)
Owner	Company Name on Record
Last Sale	$223,000 (Apr 2001)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22N-21-0417`

Property Details

APN / Parcel Number

Primary APN	`22N-21-0417`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	1,008 sqft
Basement Area	532 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,438 sqft (0.309 acres)
Lot Dimensions	97 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	196 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1038 DOVERGATE DR
City	SAINT LOUIS
State	MO
Zip	63122-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	KIRKSHIRE HILLS PLAT 4 LOT PT 27
Legal Subdivision	KIRKSHIRE HILLS PLAT 4
Legal Lot Number	27
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2012
Census Tract	218401

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1038 DOVERGATE DR, SAINT LOUIS, MO 63122-2402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE F&M BANK & TRUST CO
May 1, 2020	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
May 5, 2017	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2001 · Amount on Record
Deed Sale	Apr 6, 2001 · Amount on Record
Prior Sale	Apr 6, 2001 · Amount on Record
Deed Document Number	2001112
Deed Book / Page	2959 / 2385
Last Transfer Date	Apr 2, 2015
Transfer Doc	0214630484
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1038 DOVERGATE DR, SAINT LOUIS, MO 63122-2402
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 DOVERGATE DR, KIRKWOOD, MO 63122-2402

Mortgage

Document Number	0246485697
Date	Feb 16, 2021
Book Page	24648/5697
Instrument	2021021600746

Lender

Name	THE F&M BANK & TRUST CO
Type	Bank
Address	HANNIBAL, MO 63401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1038 DOVERGATE DR, SAINT LOUIS, MO 63122-2402
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240280784
Date	May 1, 2020
Book Page	24028/784
Instrument	2020050100131

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 5, 2017
Property Address	1038 DOVERGATE DR, SAINT LOUIS, MO 63122-2402
Document Number	0225121176
Book / Page	022512 / 001176
Instrument Date	May 3, 2017
Instrument	334
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 SUNNEN DR #120 MAPLEWOOD MO 631433814, 120, MAPLEWOOD, MO 63143-3814

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,400 (-) Land $58,430 Building $52,970	$586,300 (-) Land $307,500 Building $278,800
2025	$6,291.00 (+0.05%)	$111,400 (+11.12%) Land $58,430 Building $52,970	$586,300 (+11.13%) Land $307,500 Building $278,800
2024	$6,288.00 (+1.6%)
2023	$6,189.00 (+2.84%)	$100,250 (+9.71%) Land $40,170 Building $60,080	$527,600 (+9.71%) Land $211,400 Building $316,200
2022	$6,018.00	$91,380 Land $40,170 Building $51,210
2021			$480,900 Land $211,400 Building $269,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1979–1993)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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