1031 Dovergate Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 1031 Dovergate Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,968 sqft · built 1961
Lot Size	0.272 acres (11,835 sqft)
Owner	Trust Name on File
Tax Bill	$5,749 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22N-21-0518`

Property Details

APN / Parcel Number

Primary APN	`22N-21-0518`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,770 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,835 sqft (0.272 acres)
Lot Dimensions	97 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	208 sqft
Patio Area	20 sqft
Balcony Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1031 DOVERGATE DR
City	SAINT LOUIS
State	MO
Zip	63122-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	KIRKSHIRE HILLS PLAT 4 LOT PT 18
Legal Subdivision	KIRKSHIRE HILLS PLAT 4
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2009
Census Tract	218401

Owner

1031 Dovergate Dr is owner-occupied and held in a trust since July 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	1031 DOVERGATE DR, SAINT LOUIS, MO 63122-2401
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jan 24, 2020	Deed of Trust, Mortgage STIFEL BK&TR
Feb 4, 2019	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026
Deed Sale	Jul 21, 2026
Prior Sale	Feb 4, 2019 · Amount on File
Deed Document Number	2026392
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 21, 2026
Property Address	1031 DOVERGATE DR, SAINT LOUIS, MO 63122-2401
Document Number	0000000392
Instrument Date	Jul 16, 2026
Instrument	2026392
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1031 DOVERGATE DR, SAINT LOUIS, MO 63122-2401

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1031 DOVERGATE DR, SAINT LOUIS, MO 63122-2401
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 DOVERGATE DR, KIRKWOOD, MO 63122-2401

Mortgage

Document Number	0246821409
Date	Mar 1, 2021
Book Page	24682/1409
Instrument	2021030100163

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1031 DOVERGATE DR, SAINT LOUIS, MO 63122-2401
Document Number	0239041813
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1031 DOVERGATE DR ST LOUIS MO 631222401, ST LOUIS, MO 63122-2401

Mortgage

Document Number	0239041813
Date	Jan 30, 2020
Book Page	023904/001813
Instrument	280

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 4, 2019
Property Address	1031 DOVERGATE DR, SAINT LOUIS, MO 63122-2401
Document Number	0233843280
Book / Page	023384 / 003280
Instrument Date	Jan 31, 2019
Instrument	647
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1031 DOVERGATE DR ST LOUIS MO 631222401, ST LOUIS, MO 63122-2401

Mortgage

Document Number	233843283
Date	Feb 4, 2019
Book Page	023384/003283
Instrument	648

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1031 Dovergate Dr was $5,749, up 5.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,760 (-) Land $55,990 Building $45,770	$535,600 (-) Land $294,700 Building $240,900
2025	$5,749.00 (+5.22%)	$101,760 Land $55,990 Building $45,770	$535,600 Land $294,700 Building $240,900
2024	$5,464.00 (+1.6%)
2023	$5,378.00 (+1.09%)	$87,050 (+7.76%) Land $38,490 Building $48,560	$458,200 Land $202,600 Building $255,600
2022	$5,320.00	$80,780 Land $38,490 Building $42,290
2021			$425,200 Land $202,600 Building $222,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1031 Dovergate Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1979–1993)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1031 Dovergate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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