Cabarrus County property record for 1038 Braxton Dr, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,294 sqft · built 1995 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Dec 2015) |
| Tax Bill | $684 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11046B0030.000000 |
| Primary APN | 11046B0030.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 1,559 sqft |
| 1st Floor Area | 1,294 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 76 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 105512 |
|---|---|
| Street Address | 1038 BRAXTON DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-6835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 30 BRAXTON ESTATES |
| Legal Subdivision | BRAXTON ESTATES |
| Legal Lot Number | 30 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 40501 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1038 BRAXTON DR, CONCORD, NC 28025-6835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FIN'L |
| Apr 25, 2018 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on Record |
| Deed Sale | Dec 21, 2015 · Amount on Record |
| Prior Sale | Apr 17, 2009 · Amount on Record |
| Deed Book / Page | 11720 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1038 BRAXTON DR, CONCORD, NC 28025-6835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0015935328 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 15935/328 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1038 BRAXTON DR, CONCORD, NC 28025-6835 |
| Document Number | 12977281 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Name | Verified Name |
|---|---|
| Address | 1038 BRAXTON DR CONCORD NC 280256835, CONCORD, NC 28025-6835 |
| Document Number | 12977281 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 012977/000281 |
| Instrument | 9969 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1038 BRAXTON DR, CONCORD, NC 28025-6835 |
| Document Number | 12977293 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Name | Verified Name |
|---|---|
| Address | 1038 BRAXTON DR CONCORD NC 280256835, CONCORD, NC 28025-6835 |
| Document Number | 12977293 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 012977/000293 |
| Instrument | 9970 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 29, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,360 (+72.43%) Land $61,000 Building $223,360 | ||
| 2024 | $284,360 (+72.43%) Land $61,000 Building $223,360 | ||
| 2023 | $684.00 | $164,910 Land $40,000 Building $124,910 | $164,910 Land $40,000 Building $124,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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