1030 Braxton Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 1030 Braxton Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,800 sqft · built 1995
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (May 1995)
Tax Bill	$1,690 (2023)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11046B0029.000000`

Property Details

APN / Parcel Number

Primary APN	`11046B0029.000000`
Alternative APNs	`5538 55 2164` `140664`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	600 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 76 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	336 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	140664
Street Address	1030 BRAXTON DR
City	CONCORD
State	NC
Zip	28025-6835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 29 BRAXTON ESTATES
Legal Subdivision	BRAXTON ESTATES
Legal Lot Number	29
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	4
Census Block	4002
Census Tract	40501

Owner

1030 Braxton Dr is owned and occupied by two individuals who bought it in May 1995.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1030 BRAXTON DR, CONCORD, NC 28025-6835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
May 8, 2018	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 1995 · Amount on File
Deed Sale	May 25, 1995 · Amount on File
Deed Book / Page	1428 / 94
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 30, 2020
Property Address	1030 BRAXTON DR, CONCORD, NC 28025-6835
Document Number	14542240
Book / Page	014542 / 000240
Instrument Date	Sep 30, 2020
Instrument	33683
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1030 BRAXTON DR CONCORD NC 280256835, CONCORD, NC 28025-6835

Mortgage

Document Number	14542242
Date	Sep 30, 2020
Book Page	014542/000242
Instrument	33684

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1030 BRAXTON DR, CONCORD, NC 28025-6835
Document Number	1299761
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 BRAXTON DR CONCORD NC 280256835, CONCORD, NC 28025-6835

Mortgage

Document Number	1299761
Date	May 14, 2018
Book Page	012997/000061
Instrument	11209

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,890 Land $61,000 Building $256,890
2024			$317,890 (+56.16%) Land $61,000 Building $256,890
2023	$1,690.00	$203,570 Land $40,000 Building $163,570	$203,570 Land $40,000 Building $163,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1030 Braxton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Braxton Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Google Fiber, Verizon.

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