1038 Ave A, Big Pine Key, FL 33043 Property Records

Monroe County property record for 1038 Ave A, Big Pine Key, FL 33043

Property Summary

Property TypeDuplex
Details5 bd · 4 ba · 2,062 sqft · built 2004
Lot Size0.316 acres (13,750 sqft)
OwnerCompany Name on Record
Last Sale$340,000 (Feb 2019)
Tax Bill$5,137 (2024)
Deeds & MortgagesFeb 2019 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN00284600-000000

Property Details

APN / Parcel Number

Primary APN00284600-000000
Alternative APNs
  • 23662900284600000000
  • 1356557

Interior

Bedrooms5 Beds
Full Baths4 Baths
Units2 Units
Stories1 Story
Building Area2,062 sqft Living Area
1st Floor Area2,062 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,750 sqft (0.316 acres)
Lot Dimensions110 ft deep x 125 ft wide
PorchUnfinished Open Porch
Porch Area96 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1356557
Street Address1038 AVENUE A
CityBIG PINE KEY
StateFL
Zip33043-4733
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeIS
Legal DescriptionBK 32 LTS 23 & 24 PALM VILLA BIG PINE KEY PB1-89 OR618-202 OR688-573/574D/C OR814-1279 OR2608-120 OR2950-0816
Legal Range29E
Legal Township66S
Legal Section23
Legal SubdivisionPALM VILLA
Legal Block32
Legal Lot Number23,24
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2008
Census Tract971401

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 901267, HOMESTEAD, FL 33090-1267
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2019 · Amount on Record
Deed SaleFeb 22, 2019 · Amount on Record
Deed Document Number20192207925
Deed Book / Page2950 / 816
Prior Transfer DateJan 4, 2013
Prior Transfer Doc0026080120
Record UpdatedOct 29, 2026

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateFeb 22, 2019
Property Address1034 AVENUE A, BIG PINE KEY, FL 33043-4733
Document Number0029500816
Book / Page002950 / 000816
Instrument DateFeb 8, 2019
Instrument2207925
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address201 SW 2ND AVE #111 FLORIDA CITY FL 330344910, 111, FLORIDA CITY, FL 33034-4910

Mortgage

Document Number29500818
DateFeb 22, 2019
Book Page002950/000818
Instrument2207926
Lender
NameBRANCH BK&TR
TypeBank
AddressKEY WEST, FL 33040-4133
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$411,112 (+2.74%) Land $259,188 Building $151,924$411,112 (+2.74%) Land $259,188 Building $151,924
2024$5,137.00 (+11.29%)
2023$4,616.00 (+9.13%)$400,164 (+20.87%) Land $252,484 Building $147,680$400,164 (+20.87%) Land $252,484 Building $147,680
2022$4,230.00$331,070 Land $165,344 Building $165,726$331,070 Land $165,344 Building $165,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Ave A

Nearby Streets

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