1030 Ave A, Big Pine Key, FL 33043 Property Records

Monroe County property record for 1030 Ave A, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,120 sqft · built 1972
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jun 2010)
Tax Bill	$3,219 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00285590-000000`

Property Details

APN / Parcel Number

Primary APN	`00285590-000000`
Alternative APNs	`23662900285590000000` `1357804`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	1,028 sqft
Flooring	Plywood
Interior Walls	Wood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	239 sqft
Deck Area	10 sqft
Patio Area	510 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1357804
Old Parcel Number	23662900285590000000
Street Address	1030 AVENUE A
City	BIG PINE KEY
State	FL
Zip	33043-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 WHISPERING PINES PB4-37 BIG PINE KEY OR121-324/25 OR470-506 OR758-24 OR862-1987D/C OR959-1347Q/C OR998-191
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	WHISPERING PINES
Legal Lot Number	8
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2004
Census Tract	971401

Owner

1030 Ave A is owned and occupied by an individual who bought it in June 2010.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1030 AVENUE A, BIG PINE KEY, FL 33043-4733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2010 · Amount on File
Deed Sale	Jun 10, 2010 · Amount on File
Deed Document Number	1792881
Deed Book / Page	2469 / 1090
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1030 AVENUE A, BIG PINE KEY, FL 33043-4733
Document Number	0030080897
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 AVENUE A BIG PINE KEY FL 330434733, BIG PINE KEY, FL 33043-4733

Mortgage

Document Number	0030080897
Date	Feb 12, 2020
Book Page	003008/000897
Instrument	2255696

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1030 AVENUE A, BIG PINE KEY, FL 33043-4733
Document Number	0029212102
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 AVENUE A BIG PINE KEY FL 330434733, BIG PINE KEY, FL 33043-4733

Mortgage

Document Number	0029212102
Date	Aug 13, 2018
Book Page	002921/002102
Instrument	2182149

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$336,150	$766,174 Land $535,500 Building $230,674
2024	$3,219.00 (+5.26%)
2023	$3,058.00 (+3.17%) Senior Citizen's exemption	$317,163 (+3.49%)	$660,004 (+18.29%) Land $437,325 Building $222,679
2022	$2,964.00 Senior Citizen's exemption	$306,458	$557,962 Land $348,075 Building $209,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1030 Ave A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Ave A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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