Henderson County property record for 1038 1st St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,760 sqft · built 1965 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Aug 2023) |
| Tax Bill | $1,219 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-17-9-28 |
| Primary APN | 2-17-9-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Finished Area |
| Basement Area | 225 sqft |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Account Number | 52491 |
|---|---|
| Street Address | 1038 1ST ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | BRECKENRIDGES 3RD |
| Legal Lot Number | 18 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20200 |
Source: Henderson County records · APN 2-17-9-28
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1038 1ST ST, HENDERSON, KY 42420-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed, Transfer |
| Jul 20, 2021 | Deed, Transfer |
| Nov 05, 2020 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on Record |
| Deed Sale | Aug 15, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Deed Document Number | 2023007380 |
| Deed Book / Page | RE669 / 161 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Aug 15, 2023 |
| Property Address | 1038 1ST ST, HENDERSON, KY 42420-3209 |
| Document Number | 0RE669/161 |
| Book / Page | RE669 / 161 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023007380 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 WASHINGTON ST, HENDERSON, KY 42420-3764 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1038 1ST ST, HENDERSON, KY 42420-3209 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 20, 2021 |
| Property Address | 1038 1ST ST, HENDERSON, KY 42420-3209 |
| Document Number | RE0652/518 |
| Book / Page | RE 0652 / 518 |
| Map Reference | MB 9 PG 160 |
| Instrument Date | Jul 08, 2021 |
| Instrument | 2021008388 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1038 1ST ST, 1038, HENDERSON, KY 42420-3209 |
| Name | Verified Name |
|---|---|
| Address | 1101 WASHINGTON ST, HENDERSON, KY 42420-3764 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Nov 05, 2020 |
| Property Address | 1038 1ST ST, HENDERSON, KY 42420-3209 |
| Document Number | RE0647/335 |
| Book / Page | RE 0647 / 335 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020011820 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7807 RUCKER I ROAD E, HENDERSON, KY 42420-9720 |
Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,219.00 (+354.85%) | $110,000 (+358.33%) | $110,000 (+358.33%) |
| 2023 | $268.00 (+1.13%) | $24,000 (+5%) | $24,000 (+5%) |
| 2022 | $265.00 | $16,000 | $16,000 |
Source: FEMA National Flood Hazard Layer as of May 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Nov 2005 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Benton Ridge Telephone Company, Verizon.
Based on FCC filings for 414 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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