1024 1st St, Henderson, KY 42420 Property Records

Henderson County property record for 1024 1st St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 1890
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Nov 2022)
Tax Bill	$743 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-17-9-26`

Property Details

APN / Parcel Number

Primary APN	`2-17-9-26`
Alternative APNs	`39176` `51332`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,917 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51332
Street Address	1024 1ST ST
City	HENDERSON
State	KY
Zip	42420-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	JAMES P BRECKENRIDGE ADD
Legal Lot Number	16
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1034
Census Tract	20200

Owner

Source: Henderson County records · APN 2-17-9-26

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1024 1ST ST, HENDERSON, KY 42420-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Nov 09, 2022 · Amount on Record
Deed Sale	Nov 09, 2022 · Amount on Record
Prior Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	2022011521
Deed Book / Page	RE663 / 406
Record Updated	Jun 08, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 09, 2022
Property Address	1024 1ST ST, HENDERSON, KY 42420-3209
Document Number	0RE663/406
Book / Page	RE663 / 406
Instrument Date	Nov 01, 2022
Instrument	2022011521
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9548 RIDGEWOOD RD, 9548, SPOTTSVILLE, KY 42458-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1024 1ST ST, HENDERSON, KY 42420-3209

Mortgage

Document Number	2022011522
Date	Nov 09, 2022
Instrument	2022011522

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (-0.8%)	$67,000 (-)	$67,000 (-)
2023	$749.00 (+137.78%)	$67,000 (+152.83%)	$67,000 (+152.83%)
2022	$315.00	$26,500	$26,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (21101C), as of May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010202001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Benton Ridge Telephone Company, Verizon.

Based on FCC filings for 414 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0510188, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.